Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Nicole Annette Falciano, CRPC®
Senior Financial Advisor
With over 18 years of experience at Merrill Lynch Wealth Management, Nicole is dedicated to providing portfolio guidance to clients with an emphasis on asset allocation and diversification strategies. Having access to a wide array of specialists, she also provides guidance in the establishment of trust accounts, endowment accounts and estate accounts. At the center of Nicole’s philosophy is a passion to build enduring client relationships through her commitment to providing outstanding service.
Nicole began her career at Merrill in the Ponte Vedra Beach, Florida branch office in 1999. She then worked in our corporate offices as a Mutual Fund Specialist until relocating to Connecticut in 2006. Nicole graduated from Flagler College in Saint Augustine, Florida with an Accounting degree. Nicole enjoys skiing, cycling and traveling. She enjoys spending time with her triplet toddler and baby daughters Lenora, Carina, Valentina and Nicolina.
Nicole earned the designation of Chartered Retirement Planning Counselor (CRPC®) in 2007. Nicole is a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill or approved third-party investment managers’ strategies, funds or portfolios. She has been an accredited Portfolio Advisor within Merrill Lynch Wealth Management since 2008.
Wealth Management Client Associate
Working closely with Nicole, Alexandria provides clients with the vital aspects of service and support. She enjoys assisting clients with their banking needs, navigating services on the WWW.MYMERRILL.COM website and account administration. Alexandria has worked in the industry since 2007 and earned a Bachelors degree in Business. She enjoys outdoor activities and spending time with her two children. Alexandria is fluent in Spanish.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.