Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
BUILDING YOUR FINANCIAL ROADMAP
As a Wealth Management Advisor, I believe my greatest responsibility is to foster financial confidence and lasting wealth — so clients don’t have to worry about investment trends, fluctuating markets or life changes. From my perspective, this stability is built on a customized wealth management plan and answers three critical questions:
• Are you on track to achieve your financial goals?
• Do you recognize all of the obstacles and opportunities in your financial life?
• Have you addressed any blind spots putting your legacy at risk?
I don’t believe there is a “perfect” investment that works for all people and don’t recommend the latest hot stocks. Instead, I focus on getting to know clients deeply so I can create a wealth management plan that truly reflects their needs, goals and perspectives — while honoring their risk tolerance.
I hold the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc. I feel so strongly about the importance of a customized wealth plan that I begin every relationship with this process. In fact, I invite all investors who feel unsure about their answers to the questions above to walk through this complimentary process with me. If you cannot immediately answer with a “yes,” I am here to help you create a plan for your financial future.
BRINGING YOUR PLAN TO LIFE
I support investors from a wide range of industries, lifestyles and wealth stages — and customize a wealth management plan and strategy to reflect the client’s unique needs. Though every plan is distinct, a commitment to diversification, regularly rebalanced asset allocations and risk management are at the core of my investment philosophy. As a non-practicing CPA, I do not provide tax or legal advice in my role at Merrill, but I do employ an analytical approach to wealth management. And through every wealth and life stage, I focus on helping clients feel confident they are on track to support the retirement and legacy they desire.
LEVERAGING MERRILL'S WORLD-CLASS RESOURCES
I joined Merrill Lynch Wealth Management in 2007 because I believe they provide the greatest resources and research for investors’ sophisticated wealth-management needs. I frequently collaborate with Firm specialists to guide clients with services including:
• High-net-worth fixed income strategies
• Alternative investments
• Estate planning services or estate needs
• Investment strategies
• Philanthropic giving
• Access to banking services and home financing from Bank of America, N.A.
• Investment research
MAINTAINING A WELL-ROUNDED LIFE
I work with investors who recognize that true wealth involves financial stability and a satisfying life. I share this perspective and am proud of the family and community I support outside of work. In my free time, I enjoy maintaining an active lifestyle with my wife, two children and canine running-buddy.
Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors
Any information presented in connection with BofA Merrill Lynch Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Merrill Lynch Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Merrill Lynch Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.
Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Personalized advice, disciplined investing and ongoing review can make this a reality.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.