The Tackman Group

The Tackman Group works closely with you to help you maximize the benefits your wealth can provide to your family and the causes that are important to you.

No one can control the markets.

What the team can control is regularly communicating with you through all market cycles to keep you on track towards the goals that matter most to you.

We believe that financial success can be achieved when you're able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you're planning your retirement, saving to buy a home or funding a child's education, the process begins by getting to know you and how you feel about the following:

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring others and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together and defining your financial goals

Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

It's important to plan for your financial future, which means getting more than investment advice. You may find value in a one-on-one relationship with someone dedicated to knowing who you are and what you want to accomplish. Someone who knows your children's names, how hard you worked to get where you are and how you view investing. Our commitment is centered on helping you achieve your goals by making your needs a priority. Our advice and financial planning approach are guided by what's important to you.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY

Taking care of your family and other people in your life

• Trust & Estate Services⁴
• Education Funding¹
• Insurance³

HEALTH

Planning for healthcare expenses now and in the future

• Long-term Care Insurance³
• Health Savings Account²
• Disability Insurance³

HOME

Upsizing, downsizing, remodeling or buying a vacation home

• Home Loans²
• Home Equity Lines of Credit²
• Securities-Based Lending²
• Credit Cards²

WORK

Working in retirement, selling or starting a business

• Bank of America Business Banking²
• Exchange Funds¹
• Concentrated Stock Management¹
• Succession Planning¹

LEISURE

Spending your free time in meaningful ways

• Credit Cards²
• Securities-Based Lending²
• Structured Lending²

GIVING

Volunteering, mentoring others and giving to charities

• Donor-Advised Funds⁴
• Private Foundations⁴
• Charitable Trusts⁴

FINANCE

Using your finances to bring it all together

• Merrill Investment Accounts¹
• Investment Advisory Accounts¹
• Alternative Investments¹
• Exchange-Traded Funds¹
• Mutual Funds¹
• Closed-end Funds¹
• Fixed Income Products¹
• Options¹
• Annuities³
• Impact Portfolios¹
• Market-Linked Investments¹
• Securities-Based Lending²
• Margin¹
• Home Loans²
• Bank of America Checking and Savings Accounts²
• Credit Cards²
• Online Account Access^1,2

Wealth Management is a dynamic process. As we focus on you today and help you identify your goals for tomorrow, we can strive to work together throughout life's ups, downs, triumphs, and transitions. Helping you pursue your goals starts with getting to know you, your family and developing a plan. Our job is to understand what matters most to you. We will work together to create a financial strategy that reflects your investment personality and is built around your life priorities. we will be here to help you make adjustments to your plan if and when necessary over time.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Regarding your finances, it is important for you to know exactly where you are, where you want to go, and how much you may need to get there. We work together to develop a personalized financial strategy, providing access to the investment insights of Merrill and the banking convenience of Bank of America, to help you plan for your financial future. We provide transparency on potential risks and opportunities and what you're paying for and what you're getting. Understanding that life needs and market conditions can change, we will meet with you to help ensure your strategy stays on track in pursuing your goals and to adjust your approach as needed for the journey ahead.

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Helping you create a personalized plan

At Merrill, we go beyond the traditional role of an advisor.

• Your goals, concerns and attitude about investing are the foundation of your plan.
• We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family.
• We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Giving you access to our teams and solutions

Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with:

• Bank of America specialists, such as mortgage or trust professionals
• Timely insights from BofA Global Research1 to help you stay informed and navigate ever-changing markets
• A full suite of Merrill investing and Bank of America banking solutions

¹_{BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").}