Tune out the noise: Wealth planning for the year ahead

Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.

Watch now


As a partner on Riehl, Dinar & Associates, the team works closely with a select group of diverse business owners and professionals to help you achieve results that align with your goals. Turning your financial ambitions into action helps you care for your family and secure your legacy. Whether your needs relate to retirement income planning, trust and estate services, engaging in philanthropy, or the sale of your business, the team is here to help you support the people and causes you care about most.

After earning a M.Sc. in Finance and MBA in Management, my career in Financial Services began in 2008 at Lehman Brothers. A move to Wealth Management occurred in 2019. The change provided an opportunity to best utilize my experience and a passion for portfolio management. It also created the opportunity to provide you with a vast menu of offerings to help you pursue virtually any financial and associated lifestyle goal.

I am based on Stamford, CT and reside in Fairfield, CT with my wife, Melissa, son, Anthony, and dog, Callie. In my spare time, I enjoy traveling, reading and watching UConn basketball.


    Spanish & English


    University of Connecticut

    New York University

    Fairfield University

    Fordham University

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

David W. Waldo

Employee Benefits Specialist

Bank of America, N.A.

Virginia Dobbs

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #167942

Jeffrey Wiedmann

Wealth Strategist


Past Events

A Path Forward: Adjusting Your Retirement Plan for the Road Ahead

February 1st, 2023|11:30 AM - 12:30 PM EDT

Join us on Wednesday, February 1, 2023 at 11:30am EST for an informative seminar to learn more about how you can move forward with confidence and put a strategy in place to help achieve what matters most to you.  During this educational event, we will:

  • Discuss grounding your plan in both short-term and long-term goals
  • Explore our disciplined investment process that can help you create and stick to your personalized plan
  • Offer some practical ideas to help you prepare for whatever the future brings

Presented By:
Arisleyda C Riehl CIMA®, CRPC®, CPFA®, Vice President, Wealth Management Advisor
Omar K Dinar, Financial Advisor, Senior Portfolio Advisor

This meeting will be conducted via WebEx. To register, please RSVP to Omar.Dinar@ml.com

    Taking Control of Your Retirement

    Pinstripes, 100 N. Water St., Ste. 3300, Norwalk, CT 06854

    January 24th, 2023|6:00 PM - 8:00 PM EST

    Join us for an informative seminar during which you’ll get a better understanding of:

    • Common retirement risks such as longevity, withdrawal, investment and inflation risks — and ways to help manage these risks.
    • How to identify your retirement goals, and more importantly, prioritize them based on what matters most to you.
    • Techniques for building a portfolio aligned to your priorities — leveraging a range of solutions.
    Presented By:
    Arisleyda C Riehl CIMA®, CRPC®, CPFA®, Vice President, Wealth Management Advisor
    Omar K Dinar, Financial Advisor, Senior Portfolio Advisor

    To register, please RSVP to omar.dinar@ml.com

      Women's Seminar: Women, Money, Confidence

      March 15th, 2023|11:30 AM - 12:30 PM EST

      In celebration of Women's History Month, we will be hosting an informative webinar on Women and Finance titled Women, Money, Confidence.  In this webinar we will cover the following.

      • Many women regret not starting to save and invest earlier.
      • There is a desire for and immediate need to increase investing knowledge among women.
      • Financial experiences vary by age, income and ethnicity, pointing to the need for individualized support. 
      • Women’s financial planning should consider potential career interruptions and their impacts.
      • Women are looking for help in managing their finances, such as user-friendly resources to educate themselves and consultations with a professional advisor. 
      Presented By:
      Arisleyda C Riehl CIMA®, CRPC®, CPFA®, Vice President, Wealth Management Advisor
      Omar K Dinar, Financial Advisor, Senior Portfolio Advisor

      This meeting will be conducted via WebEx. To register, please RSVP to Omar.Dinar@ml.com

        Where do we begin? It starts with you.

        At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

        Understanding Your Life


        We at Riehl, Dinar & Associates work with a select group of diverse business professionals and owners to achieve clear and outstanding results.  We problem solve with our clients to turn their financial ambitions into action so they can take care of their family and secure their legacy.  This is accomplished while providing an exceptional client experience centered on transparent, personalized, and actionable steps to address their short term challenges and long term goals.


        No two investment approaches are alike because no two investors are alike. I'll examine several components — your life priorities, investment personality and financial situation — and work together to help you create a customized, actionable approach with personalized advice and measurable goals. I'll help you track progress to your goals and work with you to adjust your investment approach over time, as needed.


        My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

        Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

        Staying on Track

        We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

        Reviews to help you
        stay on track

        We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

          Changes in your life
          and to your goals

          Your life and goals change. As these changes occur, we can update your approach to reflect them.


          MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

          Your advisor is a click away within our site or mobile apps

          You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

          Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

            Let’s Have a Conversation

            Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

            Why Merrill?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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            Transcript of Video 

            No question too big or moment too small

            For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

            Personalized advice from a dedicated financial advisor.

            We get to know you and your family, your financial situation and what matters most to you.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

            Adjusting your investment approach as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.