Bank of America Coronavirus Resource Center See details

Omar K. Dinar

push-top

Profile

Omar Dinar serves as a wealth management advisor at Merrill.  His goal is to give his client’s the best life possible within their means while at the same time shielding them from as much risk as possible.  This is accomplished through customized financial planning, which covers investment management, estate planning services, tax strategies, and insurance to help ensure all pieces complement each other to help ensure all of your short, medium, and long term financial goals are met.

Omar has worked in financial services for over 12 years starting just before the Financial Crisis of 2008 and spending the subsequent 10+ years in Risk Management and Project Management capacities.  He pivoted to Wealth Management in 2019 by utilizing his risk management experience coupled with a passion for portfolio management.  Omar works with individuals, families, businesses, and non-profits primarily in the tri-state area and in Florida to help them achieve their short, medium, and long term financial goals.

I look forward to connecting with all of you to see if we can find any opportunities to collaborate.

Omar earned a BS in Engineering from the University of Connecticut, an MS in Finance from Fairfield University, an MBA in Management from Fordham University, and a Certificate in Financial Planning from New York University.  He is actively involved in his community as a volunteer for the Shriner’s Children’s Hospital.  He resides in Fairfield, CT with his wife, Melissa, son, Anthony, and dog, Calhoun.

  • EDUCATION

    Fairfield University

    Fordham University

    New York University

    University of Connecticut

Upcoming Events

Real Estate 101

June 23rd, 2021|11:30 AM - 12:30 PM EST

You’re invited to a Virtual Seminar: Real Estate 101 

At Merrill, we are here to help you make thoughtful decisions. That’s why we invite you to join is for this informative presentation. During this educational event, we will learn:

  • Owning real estate is a goal for many Americans. Some view the purchase of a home as the “American Dream” while others see real estate as a pure investment. Regardless of your view, there is a lot to know about the world of real estate before you make your purchase.

Presented By:
Arisleyda C Riehl CIMA®, CRPC®, CPFA®, Vice President, Wealth Management Advisor
Omar K Dinar, Financial Advisor, Senior Portfolio Advisor
Cesar Bastidas, Director Advisor Advancement Institute, New York Life Investments

This meeting will be conducted via WebEx. To register, please RSVP to omar.dinar@ml.com

    For more information: 203.356.8678 or omar.dinar@ml.com

    Past Events

    The New Normal, Investing in a New Future with Sustainable and Impact Investments

    April 28th, 2021|11:30 AM - 12:30 PM EST

    You’re invited to a Virtual Seminar: The New Normal, Investing in a New Future with Sustainable and Impact Investments.

    At Merrill, we believe that we are facing an inflection point.  Disruption in the market is creating opportunity for companies with strong environmental, social, and governance profiles to be well positioned to potentially deliver enhanced value over the long term.

    Please join us for the latest webinar in our New Normal Series, where:

    • Share our take on how COVID-19 is impacting markets and potentially your finances
    • Talk about our Chief Investment Office's outlook for the economy

    Presented By:

    Arisleyda C Riehl CIMA®, CRPC®, Vice President, Wealth Management Advisor
    Omar K Dinar, Financial Advisor, Senior Portfolio Advisor
    Christopher Hyzy, Managing Director, Chief Investment Officer
    Jacquelyn VanderBrug, Managing Director, Head of Sustainable & Impact Investment Strategy

    This meeting will be conducted via WebEx.  To register, please RSVP to omar.dinar@ml.com

      Protecting Your Wealth from Healthcare Costs

      June 2nd, 2021|11:30 AM - 12:30 PM EST

      You're Invited to a Virtual Seminar: Protecting your Wealth from Healthcare Costs.

      Have you taken time to consider the effect that healthcare costs could have on your portfolio and the fact that these costs could rapidly deplete your savings and adversely impact your retirement income?

      At Merrill, we believe that whether you’re approaching retirement or already well into your retirement years, protecting your wealth is just as important as building it. Properly preparing for healthcare costs, both those you expect and those that are less predictable, such as a need for long-term care, will help improve the likelihood that your assets and your retirement lifestyle last a lifetime and beyond.

      Presented By:
      Arisleyda C Riehl CIMA®, CRPC®, Vice President, Wealth Management Advisor
      Omar K Dinar, Financial Advisor, Senior Portfolio Advisor
      Craig Rubino, Crump, LTC Strategist

      This meeting will be conducted via WebEx. To register, please RSVP to omar.dinar@ml.com

        Where do we begin? It starts with you.

        At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

        Understanding Your Life

        Welcome

        I take a distinctive, multi-generational approach to wealth management.  I expect you’ll find that it is different, more comprehensive, and more meaningful than what you may have found elsewhere. 
         
        With a strong and ongoing emphasis on planning, I help clients achieve the emotional fulfillment of having solidified their wealth and feeling comfortable in its enduring benefits and financial security.  My multi-disciplined process lays the foundation for building these fundamental pillars of lasting financial stability.  By doing this well, I can help clients rest easily.
         

        Who do I serve? 

        Successful entrepreneurs and business owners, founders and senior-level corporate executives, and generations of affluent families in the New York metropolitan area and South Florida.

         
        What can you expect? 

        I will not only leverage my financial and planning knowledge, but will also call upon an extensive professional network – to create an advisory experience that helps you avoid common pitfalls while achieving your most cherished financial, business, philanthropic and estate planning goals. 

        • I will explain what real outcomes look like. Going beyond spreadsheets and simulations, I will illustrate alternate scenarios and discuss them with you.  I am here to help you make the most informed decisions.

        • When it comes to investments, I build portfolios that will fit into your risk tolerance, time horizon, and liquidity needs.  Once your strategy is in place, I will help you understand the importance of being disciplined in following it.

        Approach

        No two investment approaches are alike because no two investors are alike. I'll examine several components — your life priorities, investment personality and financial situation — and work together to help you create a customized, actionable approach with personalized advice and measurable goals. I'll help you track progress to your goals and work with you to adjust your investment approach over time, as needed.

        Capabilities

        My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

        Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

        Focus On Individuals, Families and Small Businesses

        I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

        • Health: Managing healthcare expenses, now and in the future
        • Home: Upsizing, downsizing, remodeling or buying a vacation home
        • Family: Taking care of your family and other people in your life
        • Leisure: Spending your free time in meaningful ways
        • Giving: Volunteering, mentoring others and giving to charities
        • Work: Working in retirement, selling or starting a business
        • Finance: Bringing it all together and defining your financial goals

        This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

        Your Financial Approach

        We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

        HEALTH
        Planning for healthcare expenses now and in the future
        • Long-term Care Insurance3
        • Health Savings Account2
        • Disability Insurance3
        FAMILY
        Taking care of your family and other people in your life
        • Trust & Estate Planning Services4
        • Education Funding1
        • Insurance3
        HOME
        Upsizing, downsizing, remodeling or buying a vacation home
        • Home Loans2
        • Home Equity Lines of Credit2
        • Securities-Based Lending2
        • Credit Cards2
        WORK
        Working in retirement, selling or starting a business
        • Bank of America Business Banking2
        • Exchange Funds1
        • Concentrated Stock Management1
        • Succession Planning1
        LEISURE
        Spending your free time in meaningful ways
        • Credit Cards2
        • Securities-Based Lending2
        • Structured Lending2
        GIVING
        Volunteering, mentoring others and giving to charities
        • Donor-Advised Funds4
        • Private Foundations4
        • Charitable Trusts4
        FINANCE
        Using your finances to bring it all together
        • Merrill Investment Accounts1
        • Investment Advisory Accounts1
        • Alternative Investments1
        • Exchange-Traded Funds1
        • Mutual Funds1
        • Closed-end Funds1
        • Fixed Income Products1
        • Options1
        • Annuities3
        • Impact Portfolios1
        • Market-Linked Investments1
        • Securities-Based Lending2
        • Margin1
        • Home Loans2
        • Bank of America Checking and Savings Accounts2
        • Credit Cards2
        • Online Account Access1,2

        1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
        2 Banking, mortgage and home equity products offered by Bank of America, N.A.
        3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
        4 Trust and fiduciary services are provided by Bank of America Private Bank.

        Staying on Track

        We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



        Changes in your life
        and to your goals

        Your life and goals change. As these changes occur, we can update your approach to reflect them.



          Reviews to help you
          stay on track

          We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

          #DigitalMerrill

          MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

          Your advisor is a click away within our site or mobile apps

          You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

          Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

            Let’s Have a Conversation

            Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

            Why Merrill?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


            Merrill_Capabilities_Brochure.png  

            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

            Adjusting your investment approach as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.

            Personalized advice from a dedicated financial advisor.

            We get to know you and your family, your financial situation and what matters most to you.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.