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Omar K. Dinar

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Profile

Omar Dinar serves as a Financial Advisor for Merrill Lynch Wealth Management.  Leveraging several years of experience across Capital Markets, Risk Management, and Wealth Management businesses, Omar is responsible for advising individuals, families, and business owners on how to meet their financial objectives.  Omar takes a Risk Based Approach to Wealth Management, which identifies various areas of a client's financial risk and implements creative strategies to eliminate, mitigate, or transfer those risks in order to achieve the client’s financial objectives.

Prior to joining Merrill, worked in Risk Management functions at several Investment Banks in New York.  In these roles Omar worked across several product lines to manage the firm’s financial risk including market risk, credit risk, and capital risk.  Prior to working in Financial Services, Omar worked in the Aerospace Industry for Sikorsky Aircraft as an Engineering and as a Project Manager.

Omar earned a BS in Engineering from the University of Connecticut, an MS in Finance from Fairfield University, an MBA in Management from Fordham University, and a Certificate in Financial Planning from New York University.  He is actively involved in his community as a volunteer for the Shriner’s Children’s Hospital.  He resides in Fairfield, CT with his wife, Melissa, son, Anthony, and dog, Calhoun.

  • LANGUAGES

    English

  • EDUCATION

    University of Connecticut

    New York University

    Fairfield University

    Fordham University

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

I take a distinctive, multi-generational approach to wealth management.  I expect you’ll find that it is different, more comprehensive, and more meaningful than what you may have found elsewhere. 
 
With a strong and ongoing emphasis on planning, I help clients achieve the emotional fulfillment of having solidified their wealth and feeling comfortable in its enduring benefits and financial security.  My multi-disciplined process lays the foundation for building these fundamental pillars of lasting financial stability.  By doing this well, I can help clients rest easily.
 

Who do I serve? 

Successful entrepreneurs and business owners, founders and senior-level corporate executives, and generations of affluent families in the New York metropolitan area and South Florida.

 
What can you expect? 

I will not only leverage my financial and planning knowledge, but will also call upon an extensive professional network – to create an advisory experience that helps you avoid common pitfalls while achieving your most cherished financial, business, philanthropic and estate planning goals. 

• I will explain what real outcomes look like. Going beyond spreadsheets and simulations, I will illustrate alternate scenarios and discuss them with you.  I am here to help you make the most informed decisions.

• When it comes to investments, I build portfolios that will fit into your risk tolerance, time horizon, and liquidity needs.  Once your strategy is in place, I will help you understand the importance of being disciplined in following it.

Approach

No two investment approaches are alike because no two investors are alike. I'll examine several components — your life priorities, investment personality and financial situation — and work together to help you create a customized, actionable approach with personalized advice and measurable goals. I'll help you track progress to your goals and work with you to adjust your investment approach over time, as needed.

Capabilities

My  process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Focus On Individuals and Families

I can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals.  So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I’ll start by getting to know you and how you feel about the following seven life priorities.:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

 

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.