David has been in the financial services industry since 2007 and joined Merrill Lynch Wealth Management in 2010. His focus is on developing strategies and advice for retirees, individuals, their families and their businesses to help them meet their short-and long-term goals.
David's approach to wealth management is consultative, objective and committed to excellence. First, he takes the time to listen to and review client situations, preferences and goals. Second, he offers recommendations for asset allocations designed to accurately reflect each client's income and growth expectations. And third, he follows up with discussions covering a wide range of opportunities, including investments, retirement, estate planning services and philanthropy.
David obtained the FINRA Series 7 and 66 FINRA registrations, as well as Life, Health and Variable Annuity Licenses. David also holds the Chartered Retirement Planning Counselor, CRPCTM designation through the College for Financial Planning which identifies individuals who have completed a series of intensive coursework pertaining to retirement planning. David is a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill or approved third-party investment managers strategies, funds or portfolios.
David is a 1981 graduate of Springfield College, with a Bachelors of Science degree. He earned a Master of Education degree from Springfield College in 1992. David participates in various non-profit fundraising efforts. In his spare time he enjoys traveling, golfing and chasing his grandson around. He and his wife, Jacqueline, live in Amherst.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
