Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Justin’s path to Merrill Lynch Wealth Management was a dangerous one. After September 11, 2001, while still in high school, he enlisted in the U.S. Marines. Within three years, Justin participated in Operation Iraqi Freedom – providing route security in Anbar province while patrolling in the lead vehicle of a Humvee convoy.
The survival of Justin’s squad became dependent on clear, simple communication and attention to the smallest details – a slight bump in the road, for example. Returning home safely, Justin applied that same rigor and discipline working at a private bank with affluent clients and with another national institution.
“Not satisfied with the status quo, I joined Merrill to offer investment and *banking solutions in a highly professional environment where I could deliver unsurpassed research and resources based upon the clients risk tolerance, time horizon, liquidity needs and overall investment goals. Merrill’s commitment to clients matches my own – to serve the best interests of each client,” Justin explains.
Today, Justin begins each client relationship by working to appreciate their greatest fears and most cherished goals. Justin’s personal mission is to provide full transparency and exceptional effort for clients entering peak earning years and those nearing well-deserved retirements. Many are owners of small businesses. Others are professionals.
While diverse in their achievements, Justin’s clients share a need for a fresh perspective on putting their wealth to work – and achieving financial wellness. Most often, Justin’s discussions with clients revolve around education, retirement, business succession and intergenerational wealth planning.
Justin reminds clients that an advisor’s value is best measured by his or her ability to customize a realistic strategy for each client and keeping that client disciplined in following it. Urging clients to avoid what he calls “debt to impress,” Justin points out the importance of participating in the economy – becoming owners and not merely consumers. He adds that feeling safe often means missed opportunities and that financial success needs to involve some risk.
Whether he serves clients or the community, Justin adheres to the code of the U.S. Marine Corps – treating others unselfishly, doing what is morally right, and holding himself to a higher standard. Justin recently launched Beds for Vets – to help fill the gap between homelessness and feeling at home in new surroundings.
Justin is a native of Wilmington and currently resides in Avondale, Pennsylvania with his wife, Ashley, and their two young children. When not spending time with family, Justin struggles to improve his golf game.
Personalized advice, disciplined investing and ongoing review can make this a reality.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
ISG Portfolio Strategist
Wealth Management Banking Specialist
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.