Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Justin’s path to Merrill Lynch Wealth Management was a dangerous one. After September 11, 2001, while still in high school, he enlisted in the U.S. Marines. Within three years, Justin participated in Operation Iraqi Freedom – providing route security in Anbar province while patrolling in the lead vehicle of a Humvee convoy.
The survival of Justin’s squad became dependent on clear, simple communication and attention to the smallest details – a slight bump in the road, for example. Returning home safely, Justin applied that same rigor and discipline working at a private bank with affluent clients and with another national institution.
“Not satisfied with the status quo, I joined Merrill to offer investment and *banking solutions in a highly professional environment where I could deliver unsurpassed research and resources based upon the clients risk tolerance, time horizon, liquidity needs and overall investment goals. Merrill’s commitment to clients matches my own – to serve the best interests of each client,” Justin explains.
Today, Justin begins each client relationship by working to appreciate their greatest fears and most cherished goals. Justin’s personal mission is to provide full transparency and exceptional effort for clients entering peak earning years and those nearing well-deserved retirements. Many are owners of small businesses. Others are professionals.
While diverse in their achievements, Justin’s clients share a need for a fresh perspective on putting their wealth to work – and achieving financial wellness. Most often, Justin’s discussions with clients revolve around education, retirement, business succession and intergenerational wealth planning.
Justin reminds clients that an advisor’s value is best measured by his or her ability to customize a realistic strategy for each client and keeping that client disciplined in following it. Urging clients to avoid what he calls “debt to impress,” Justin points out the importance of participating in the economy – becoming owners and not merely consumers. He adds that feeling safe often means missed opportunities and that financial success needs to involve some risk.
Whether he serves clients or the community, Justin adheres to the code of the U.S. Marine Corps – treating others unselfishly, doing what is morally right, and holding himself to a higher standard. Justin recently launched Beds for Vets – to help fill the gap between homelessness and feeling at home in new surroundings.
Justin is a native of Wilmington and currently resides in Avondale, Pennsylvania with his wife, Ashley, and their two young children. When not spending time with family, Justin struggles to improve his golf game.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
ISG Portfolio Strategist
Bank of America, N.A.
Wealth Management Banking Specialist
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
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