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The Clark Moss Group

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Get To Know Us

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Scott S MacIntyre

Scott S MacIntyre

Retail Sales Manager

Bank of America, N.A.

NMLS #1379810

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

As Purpose Driven advisors we believe True Financial Success can’t be reduced to balance sheet, income, or return; it’s about purposefully and intentionally using every dollar as a force for good within your family or organization, community, and the world at large.

We work with our clients to articulate what truly matters to them; to understand how they define success. This shapes and informs how we approach every element of building a comprehensive financial strategy which includes:

  • Mission driven goals
  • Values aligned and goals based portfolios
  • A strategic plan for generous giving
  • An estate plan that becomes an enduring legacy
Our Purpose Driven Wealth Management Framework drives intentional and purposeful decisions that promote a flourishing family or organization. Our mission of helping clients use wealth as a force for good informs everything that we do. 

As Purpose Driven advisors we believe wealth management is about more than investing; it’s about helping you pursue True Financial Success and bringing your values to life through accomplishing your most important goals.

We take the time to ask hard, smart questions so that we can understand your values, guiding principles, and priorities.  These shape and inform how we approach every element of building a customized financial strategy which includes: 

  • Mission driven goals
  • Values aligned and goals based portfolio
  • A strategic plan for generous giving
  • An estate plan that becomes an enduring legacy
Our Purpose Driven Wealth Management Framework drives intentional and purposeful decisions that promote a flourishing family or organization.

Everything we do is grounded in helping families and organizations make purposeful financial choices. A typical engagement follows a five step process:

1) Discovery

  • Understanding your values and aspirations
  • Defining specific mission driven financial goals
  • Understanding your current financial circumstances and management
2) Plan Development
  • Develop a customized and comprehensive strategy that addresses each financial planning domain:  goals, investments, banking, estate planning, philanthropy, education planning, tax strategies, lending, etc.
3) Values Aligned Portfolio Construction & Management
  • Build a personalized portfolio that reflects your goals and expectations.
  • Screen out investments that violate your moral principles and ensure your shareholder vote reflects your values.
4) Plan Implementation
  • Work with you and your advisory team to implement each element of the plan.
5) Ongoing Management
  • Your life, your circumstances, and the markets are always evolving.  Whether in the board room, around your kitchen table, or using the latest technology, we spend time face to face with clients helping them track and adjust their strategy as they progress towards their goals.

We believe that your investments should be a reflection of you — your life, your priorities, your goals. As your dedicated advisor we will get to know what matters most to you and help you define your goals. We use this understanding to help you build a customized financial strategy and offer ongoing, personalized advice. Combined with professional management and regular reviews, you can stay on the right path towards pursuing your long-term objectives.

Our clients are mission driven families and organizations that want to deploy wealth as a force for good.  Our clients include:

  • Entrepreneurs
  • Senior Corporate Executives
  • Foundations
  • Endowments
  • Corporate 401(k)

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial
      complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.