Bank of America Coronavirus Resource Center See details

Corporate Advisory Services

Merrill Lynch

Corporate Advisory Services

Learn more about an advisor's background on
FINRA's BrokerCheck

Merrill Lynch
Wealth Management

Whatever your personal goals may be, we will work with you to develop a personalized financial approach designed to help you pursue what’s most important to you.

Corporate Advisory Services

Helping you make the most of your equity plan benefits

Holistic Wealth Management

Our group leverages the experience of dedicated professionals to service the needs of wealthy investors.  We serve families whose needs and values are at the center of our dedicated focus.  We strive to offer both the intimacy of a boutique and the global resources of one of the world's largest financial services firms.  A significant number of our clients were introduced to our group through a liquidity event such as the sale of a company, investment property, or a concentrated block of stock.  The members of our team have been recognized by a number of independent publications, including On Wall Street, Barron’s, and The Financial Times as some of the top financial advisors in the United States.  

Corporate Advisory Services offers:

  • Goals Based Advice and Guidance
  • Analysis and Integration of Corporate Benefits and Equity Awards
  • Asset Allocation based on Tactical Factors, Strategic Needs and Risk Tolerance
  • Bespoke Portfolio Management Strategies
  • Collaboration with outside Advisors (CPAs, Estate Planning Attorneys, Philanthropic Organizations)
  • Credit Services (Mortgage, Securities Based, Custom)
  • Hedging and Monetization Strategies
  • Private Banking Services
  • Relentless Commitment to Service and Transparency
Stock Plan Administrative Professionals Click Here

Fitting your equity benefits into your financial picture

We have extensive experience helping executives integrate their equity and other compensation—including nonqualified deferred compensation plans, pension plans, and health savings and flexible spending accounts—into an overall wealth management strategy.

Executives of publicly traded corporations often receive a substantial portion of their compensation in the form of options on company stock and restricted securities. They must make difficult decisions about when and how to monetize these awards and how to handle the resulting concentrated positions. We can draw on our own experience with the issues surrounding option exercise and restrictions on insider stock sales, together with the expansive resources of Merrill, to assist clients with:

  • Determining a value for their equity awards and understanding how their total compensation program fits into their current and long-term financial picture
  • Designing a strategy to help manage their equity awards and decide when to monetize their options
  • Incorporating the resulting assets into investment portfolios reflecting their goals, risk tolerance, time horizon and liquidity needs

Serving executives' unique financial needs

We understand the challenges that corporate executives face in their financial lives. Using Merrill Lynch's Wealth Outlook® program, we can help you visualize all your assets and evaluate the likelihood, under various market scenarios, of achieving certain financial objectives within a specified time frame. Based on the results, we can develop a customized wealth management strategy tailored to your individual situation. This may include such elements as: 

    • Stock option planning services
    • Investment management
    • Retirement planning services
    • Tax minimization strategies, in collaboration with your tax professionals
    • Asset allocation strategies
    • Philanthropic strategies
    • Legacy planning services
Equity awards—Handling equity awards involves complicated choices. With our years of experience in this area, we are well equipped to help you make informed decisions as to when to exercise company stock options and sell or gift restricted stock shares. We can also help you execute these trades in accordance with regulatory restrictions while seeking to minimize risk and tax liabilities and maximize award values. In addition, we can assist with the proper reporting of insider stock purchases and sales.

Although we are committed to helping you at every step of the way, we believe you should be an informed participant in your wealth management. We conduct communication and education programs to help you manage your equity awards and integrate them into a wealth management strategy for pursuing your long- and short-term goals.

We know that goals and circumstances may change over time. Throughout our relationship, we will conduct periodic reviews to help keep your strategy aligned with your evolving situation. We can also provide guidance designed to help you weather market ups and downs and alert you to potential opportunities.

If you prefer to work with a financial advisor closer to home, we can leverage our relationships with other Merrill Lynch teams around the country to assist you in finding a financial advisor as dedicated as we are to helping you pursue your financial goals and dreams.

"We put clients' assets and income streams into what we like to call a financial blender, which factors in tax implications and a variety of return expectations based on probabilistic forecasting and BofA Global Research's award-winning research.* This allows us to generate likely outcomes, which form a great starting point for clients to make their decisions."

Dean Packard, CIMA®, CFP®

Senior Vice President
Wealth Management Advisor

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2020 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. For more information about this award, go to Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.


The importance of discipline and a long view

We take a long-term approach to investing based on creating diversified portfolios through the strategic allocation of assets. We believe that this, rather than security selection and market timing, provides a solid foundation for pursuing the outcomes you desire. We measure our performance not against benchmarks like the Standard & Poor's 500 but against your goals.

In structuring an investment strategy for you, we:

  • Tailor our recommendations to your objectives, risk tolerance, time horizon and liquidity needs
  • Seek diversification across major asset classes
  • Consider a variety of investment choices through professional investment managers, using information from Merrill's Investment Management and Guidance group to examine their past performance and analyze their future growth potential

Managing risk
We believe that risk management is critical to growing and preserving your wealth. We can help you determine the level of risk you're comfortable with and balance that against the level that may be required to pursue your goals within the desired time frame.

Corporate executives holding concentrated positions in company stock face significant risk, since an adverse movement in the share price can undermine their financial preparations. We can help you manage this risk through such techniques as:

  • Diversification away from company stock, combined with strategic asset allocation, can help you manage risk while maintaining appropriate-size positions in company stock and developing broader industry exposure. All asset classes are not appropriate for all investors. Each investor should select asset classes that are appropriate to his or her goals, time horizon, liquidity needs and risk tolerance.
  • Hedging can be an effective tool when selling a concentrated position is not an option.**
  • Monetization can help produce an income stream.**
  • Strategies using portfolio design and optimization may help you retain more of your assets.
If appropriate, we may suggest a staged selling strategy in accordance with SEC Rule 10b5-1. Such a strategy can help you retain some of the upside potential of the concentrated position while gradually converting it into a diversified portfolio.

**Hedging and monetization strategies can result in higher return potential but also higher loss potential. Prospective investors are required to meet certain qualifications and acknowledge they understand the risks associated with certain hedging and monetization strategies that may not be appropriate for all investors.
Merrill  offers a broad range of brokerage, investment advisory and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining a service or services to select. 

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.