GET TO KNOW: Dallas J. Disbro, CRPC™
Financial Advisor, Portfolio Advisor

Dallas joined Merrill in 2014 and has been offering financial advice and personalized guidance to individuals, families, and business owners for over a decade. Whether addressing retirement planning, education funding, liquidity events or wealth transfer, Dallas tailors comprehensive wealth management strategies to his clients’ unique needs and short/mid/long-term goals.

An experienced and passionate advisor, Dallas’s approach to the advisory relationship is client centric - built on trust, transparency, collaboration, and communication; it begins with getting to know a client and the client’s family, financial situation, and what matters most to them. His philosophy is simple: while financial markets will be the same no matter where you go, the difference lies in his unwavering commitment to exceptional service and trust that he fosters in his client-advisor relationships. This philosophy is the foundation by which Dallas helps his clients take control of their future and achieve financial prosperity.

Unbiased in his recommendations and resolute in his dedication to serve their best interests, Dallas guides clients like he would a family member. His circle of clients includes business owners, law partners, physicians, federal employees/contractors, and their families - accomplished clients who wish to accomplish more. For all clients, Dallas can collaborate and coordinate with their CPAs and attorneys while navigating big financial decisions and complex planning needs. In addition, he offers access to Bank of America for residential, securities-based and commercial lending as well as every day banking needs (NMLS ID 1235732). A credentialed advisor, Dallas has earned the Chartered Retirement Planning Counselor™, CRPC™ designation from the College for Financial Planning Institutes Corp and has received the title of Portfolio Advisor by the Merrill Investment Advisory Program (IAP). A Portfolio Advisor, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill Lynch Wealth Management or approved third- party investment managers’ strategies, funds or portfolios. He also holds the FINRA Series 7 and Series 66 registrations.

Before joining Merrill, Dallas spent two years (2012-1014) with AXA Advisors, now Equitable Advisors, as a Financial Consultant and company-certified Retirement Benefits Specialist of Tax-Sheltered Annuity Plans. There, he helped District of Columbia Public Schools’ teachers and administration with the implementation and management of their employer-sponsored retirement benefits [403(b) TSA, 457(b) and 401(a) retirement plans] as well as educated them on their employee state pension plan.

Throughout his entire professional career, Dallas has had the privilege to help individuals and families attain financial freedom and then some; however, in his personal time, he is very passionate about helping and giving back to the local spinal cord injury (SCI) and disability community in the Greater Washington DC area. Since 2017, he has been an active board member of the United Spinal Metro DC Chapter and over the last three years, he has served as the acting President of the non-profit organization. Like many of his chapter’s community members, Dallas also suffered a life-changing spinal cord injury when he broke his neck in a diving accident in 2016. Although he now uses a wheelchair for mobility, Dallas knows that he would not be where he is at today if it weren’t for the support system and resources that were and still are available to him which is why he is so passionate about giving back to the local, underserved SCI/disability community.

In 2020, Dallas was honored by the surprise unveiling of The Dallas Disbro Ability Center, a spinal cord injury rehabilitation center at The Sheltering Arms Institute which as of 2023 was ranked Virginia’s #1 rehab hospital by U.S. News & World Report. Today, Dallas speaks biweekly to the hospital’s orientation class of new therapists, nurses and case managers and tells his story and the profound impact their care can have on each and every patient that comes in the hospital. Given his personal experiences and involvement in the disability community, Dallas has incorporated special needs planning into is practice and provides customized financial strategies for those with long term disabilities and families with special needs loved ones.

Before entering the workplace, Dallas graduated with Institute Honors from the Virginia Military Institute (VMI) in 2012 where he double-majored in Economics & Business and Modern Languages (Spanish), minored in Leadership and held a concentration in Financial Management. While at VMI, He was a NCAA Div 1 Athlete his entire cadetship and although he started as a soccer player after being recruited on scholarship in high school, he finished his collegiate career as a springboard diver on the Men’s Swimming and Diving team. Honored as VMI’s Big South Conference Christenberry Award nominee his senior year, Dallas was the Institute’s male student athlete who attained the highest GPA during his undergraduate college career. He was selected to the CCSA Men’s All-Conference and Academic All-Conference teams in 2011 and 2012. In his final season, Dallas broke a 29-year-old school record in the 3-meter Dive and to this day, he holds the college’s 1 and 3-meter Men’s Diving records. In 2010, Dallas studied abroad in Madrid, Spain; this allowed him to get a 2nd Degree in Spanish and this experience inspired his love of travel.

Dallas resides in Washington, D.C. When he is not helping his clients or leading his non-profit organization, he enjoys international travel, live music, grilling on his rooftop, dancing, and watching sports - particularly Michigan Football & Basketball.

For more information, contact Dallas at and (202) 659-7361.


    Virginia Military Institute

    Cannon High School (Concord, NC)



Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Richard S Newman

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #529673

Kyle Sylor

Wealth Strategist


Steven Knast

Wealth Management Banking Specialist


Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life


My mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. I help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. My wealth management approach is about using wealth to help turn goals into reality.


I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.


I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.


My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


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      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      The Power of the Right AdvisorTM
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.