The Group AG



Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.

Paul F. (Skip) Goree III

Barron’s Top 1,200 Financial Advisors in 2017, 2018, and 2019

Forbes “Best-in-State Wealth Advisors”  2018 and 2019

Justin P. Gaither

Forbes “Best-in-State Wealth Advisors”  2018 and 2019

Forbes “America’s Top Next-Generation Wealth Advisors”  2017 and 2018

Forbes “Top 250 Next-Generation Wealth Advisors” 2019.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Adam J. Ward

Adam J. Ward

Retirement Specialist

M. Andrew Cervantes

M. Andrew Cervantes

Senior Wealth Management Lending Officer, NMLS # 276332

James Brennan

James Brennan

Trust Specialist

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome to The Group AG


Our Group is Engaged and Committed to Your Success

When you work with The Group AG, you are not just getting an individual, you are getting a team supported by decades of experience in the financial services industry. We are focused on earning and maintaining your trust by fulfilling your needs and expectations. We have found that frequent communication, honesty and transparency can lead to success. We are accountable to you and are committed to maintaining an open dialogue with you in the framework of seven life priorities: health, home, family, leisure, giving, work and finance.

Our talented client associates are dedicated to the efficient administration of your financial needs.
They strive to provide world-class service in a prompt and professional manner. Our goal is to help eliminate stress from your daily routine. The Group AG has the breadth and depth of engaged, experienced and conscientious professionals to address a broad array of financial and administrative situations.

"Merrill Lynch Wealth Management has goals-based programs designed to help build and enrich your entire financial life."
Paul F. (Skip) Goree III, CFP®, CRPC®
Managing Director
Wealth Management Advisor
Senior Portfolio Manager

Client Commitment

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Since 1998, The Group AG has offered customized wealth management services to affluent individuals, families, and professionals. We are focused on creating a strategy for your financial future based on your particular needs, priorities, hopes and concerns.

We aim to develop a long-term relationship with you based on the understanding of your personal and financial goals. We are a multigenerational team that can work with everyone in your extended family, from the grandparents to the grandchildren. Our investment models, service schedule and pricing structure are all designed to serve the needs of multigenerational families.

By combining what we know about your extended family, finances and values, we can help you develop a wealth management strategy that can be tailored to meet your evolving financial needs. Together, we will review your portfolio periodically to ensure your investments continue to align to your stated goals.

"Our business is centered on customer satisfaction. We are a cohesive group of experienced professionals who takes the time to study and understand clients' goals, concerns and risk tolerances."

Paul F. (Skip) Goree III, CFP®, CRPC®
Managing Director
Wealth Management Advisor
Senior Portfolio Manager

Our Disciplined Approach

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We focus on your needs with a holistic approach, taking into consideration your investment objectives, time horizon, liquidity needs, short- and long-term goals and risk tolerance. We begin by forming an understanding of you, your family and the context of your business and professional life. We look at your financial life in total and together we establish a working list of objectives, such as funding higher education expenses, retirement income planning and passing your wealth to the next generation.

After we have a clear picture of your goals, we will chart a strategy together and measure to that strategy. To derive this strategy, we will use the world class Merrill wealth management tools in conjunction with your inputs such as your time horizon, your risk tolerance, liquidity needs and investor personality.

Thoughtful implementation can add value to the wealth management process. We take into consideration significant, available information — notably from Merrill resources — before we help you allocate and deploy portfolio assets. We conduct periodic financial reviews and make suggestions to help keep your asset allocation aligned with your objectives. We will reexamine your overall strategy to help keep your investments timely and on target as market conditions change, offering strategic adjustments as necessary.

"We are committed to helping you make sound strategic decisions, risk assessments and investment selections."
Justin P. Gaither, CFP®, CRPC®
Senior Vice President
Wealth Management Advisor
Portfolio Manager

Customized Services

Being a multigenerational and well diversified team we have the ability to work with your entire family on an array of financial and administrative situations. We can act as a gateway not only to the deep resources of Merrill but also to Bank of America. There is tangible value in having a relationship with an advisor who can leverage the investment insights of Merrill and the banking capabilities of Bank of America.

Individuals and Families
Looking beyond your investable assets and liabilities, we help you define what you want out of life and then seek ways within your financial framework to help you pursue those objectives.

Retirement Planning Services
We develop strategies designed to help clients approaching or already in retirement invest toward and maintain a comfortable life after work. Using Merrill's sophisticated retirement outcome tools, we can evaluate the likelihood, under various market scenarios, of achieving your goals and desired lifestyle.

Wealth Transfer Strategies
We can provide you with access to Bank of America Private Bank specialists who can assist with trusts designed to help preserve your wealth during your lifetime and facilitate its transfer to your heirs or to a charity you support.

Liability Management
While most of our services are focused on the asset side of your balance sheet, we can also provide you with access to home financing, securities based lending, and alternative credit solutions through Bank of America.

"We openly share our ideas. This is one of our 'best practices,' designed to help us provide clients with superior service."
James M. Arrison IV, CFP®, CRPC®
Senior Vice President
Wealth Management Advisor
Portfolio Manager

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

<br />Regular reviews to help you stay<br />on track

Regular reviews to help you stay
on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    <br />Monitoring changes in your life<br />and to your goals

    Monitoring changes in your life
    and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

    Wealth Management Your Way

    MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click

    You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features

    Your advisor is a click away through our Secure Inbox and texting application

    Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your plan as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.