Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

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Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Justin P. Gaither

Forbes "Best-in-State Wealth Advisors" 2018-2022
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Forbes "Top Next-Generation Wealth Advisors" 2017 and 2018
Published annually Jul. - Sept. Rankings based on data as of March 31 of current year.

James M. Arrison IV

Forbes "Best-in-State Wealth Advisors" 2022
Published on April 7, 2022.  Rankings based on data as of June 30, 2021.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Adam J. Ward

Retirement Specialist

Bank of America, N.A.

M. Andrew Cervantes

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #276332

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome to The Group AG

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Our Group is Engaged and Committed to Your Success
When you work with The Group AG, you are not just getting an individual, you are getting a team supported by decades of experience in the financial services industry. We are focused on earning and maintaining your trust by fulfilling your needs and expectations. We have found that frequent communication, honesty and transparency can lead to success. We are accountable to you and are committed to maintaining an open dialogue with you in the framework of seven life priorities: health, home, family, leisure, giving, work and finance.

 

Our talented client associates are dedicated to the efficient administration of your financial needs


They strive to provide world-class service in a prompt and professional manner. Our goal is to help eliminate stress from your daily routine. The Group AG has the breadth and depth of engaged, experienced and conscientious professionals to address a broad array of financial and administrative situations.

 

Client Commitment

Since 1998, The Group AG has offered customized wealth management services to affluent individuals, families, and professionals. We are focused on creating a strategy for your financial future based on your particular needs, priorities, hopes and concerns.

We aim to develop a long-term relationship with you based on the understanding of your personal and financial goals. We are a multigenerational team that can work with everyone in your extended family, from the grandparents to the grandchildren. Our investment models, service schedule and pricing structure are all designed to serve the needs of multigenerational families.

By combining what we know about your extended family, finances and values, we can help you develop a wealth management strategy that can be tailored to meet your evolving financial needs. Together, we will review your portfolio periodically to ensure your investments continue to align to your stated goals.

 

Our Disciplined Approach

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We focus on your needs with a holistic approach, taking into consideration your investment objectives, time horizon, liquidity needs, short- and long-term goals and risk tolerance. We begin by forming an understanding of you, your family and the context of your business and professional life. We look at your financial life in total and together we establish a working list of objectives, such as funding higher education expenses, retirement income planning and passing your wealth to the next generation.

After we have a clear picture of your goals, we will chart a strategy together and measure to that strategy. To derive this strategy, we will use the world class Merrill wealth management tools in conjunction with your inputs such as your time horizon, your risk tolerance, liquidity needs and investor personality.

Thoughtful implementation can add value to the wealth management process. We take into consideration significant, available information — notably from Merrill resources — before we help you allocate and deploy portfolio assets. We conduct periodic financial reviews and make suggestions to help keep your asset allocation aligned with your objectives. We will reexamine your overall strategy to help keep your investments timely and on target as market conditions change, offering strategic adjustments as necessary.


"We are committed to helping you make sound strategic decisions, risk assessments and investment selections."
Justin P. Gaither, CFP®, CRPC®
Senior Vice President
Wealth Management Advisor
Portfolio Manager

Being a multigenerational and well diversified team we have the ability to work with your entire family on an array of financial and administrative situations. We can act as a gateway not only to the deep resources of Merrill but also to Bank of America. There is tangible value in having a relationship with an advisor who can leverage the investment insights of Merrill and the banking capabilities of Bank of America.

Individuals and Families
Looking beyond your investable assets and liabilities, we help you define what you want out of life and then seek ways within your financial framework to help you pursue those objectives.

Retirement Planning Services
We develop strategies designed to help clients approaching or already in retirement invest toward and maintain a comfortable life after work. Using Merrill's sophisticated retirement outcome tools, we can evaluate the likelihood, under various market scenarios, of achieving your goals and desired lifestyle.

Wealth Transfer Strategies
We can provide you with access to Bank of America Private Bank specialists who can assist with trusts designed to help preserve your wealth during your lifetime and facilitate its transfer to your heirs or to a charity you support.

Liability Management
While most of our services are focused on the asset side of your balance sheet, we can also provide you with access to home financing, securities based lending, and alternative credit solutions through Bank of America.


"We openly share our ideas. This is one of our 'best practices,' designed to help us provide clients with superior service."
James M. Arrison IV, CFP®, CRPC®
Senior Vice President
Wealth Management Advisor
Portfolio Manager

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.