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Paul Juergensen, CPFA, CPWA, CIMA, CFP

Senior Vice President
Wealth Management Advisor
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Merrill Lynch
Wealth Management

Whatever your personal goals may be, I will work with you to develop a personalized financial approach designed to help you pursue what’s most important to you.

Profile

Paul is celebrating more than three decades spent serving a loyal and growing circle of ambitious clients and generations of their families. The referrals he continues to receive are a reflection of what Paul believes is a distinctive and personalized approach to optimizing clients’ wealth. 

Having managed clients’ money and emotion amid the volatility of 1987, 2000, 2008 and 2020 (with the scars to prove it), Paul is proud that virtually all of those clients remain with him today. He believes that’s due in large part to his focus on mitigating investment risk through a top-down approach that emphasizes diversification across asset classes and sectors.

Throughout his career, Paul has pursued rigorous training and acquired a rare combination of industry credentials. This background informs his guidance today – allowing him to bring an uncommon level of acumen and insight to high-net-worth individuals in Washington D.C. and 15 states. They include successful entrepreneurs and business owners (many who are government contractors), as well as foundations and other non-profit organizations.

For clients looking for an exit strategy through the sale of their company, Paul helps prepare and position them for optimal results – with an eye on tax consequences, retirement and legacy planning. Many other clients can benefit from Paul’s rich experience in specialty asset management and benefit from customized lending through Bank of America, N.A. for investment and commercial real estate, timberland, farm and ranch land, as well as residential and securities-based lending.

Whether he works with clients whose financial needs are rather straightforward or require thoughtfully integrated strategies, Paul’s planning-based approach is ongoing, rather than a one-time event. From frequent conversations with clients (and both spouses, whenever possible), he can help clients identify their most cherished goals and greatest concerns. By doing his job well, Paul finds that clients can focus on their careers, families and serving the greater good.

Paul launched his career in 1979 with a Washington D.C. financial advisory firm before joining Advest, Inc. in 1994. He joined Merrill Lynch as a Senior Vice President, when it acquired Advest in 2005. Paul earned a Bachelor of Science degree from the University of Maryland. He holds the:

• CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc.
 
• Certified Investment Manager Analyst® (CIMA®) designation sponsored by the Investments & Wealth Institute™ at the Wharton School of the University of Pennsylvania.

• Certified Private Wealth Advisor® (CPWA®) designation sponsored by the Investments & Wealth Institute™ at the Booth School of Business, University of Chicago. 

Paul is also a Portfolio Manager who can help clients pursue their objectives by managing on a discretionary basis her own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. 

Paul is a former Chairman of the Board of the National Capital Chapter of the Financial Planning Association (FPA). He supports several non-profit organizations in his community and Becky’s Fund, where he is a board member. Paul has three adult children, enjoys a good game of golf and resides in Herndon, Virginia.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • EDUCATION

    University of Maryland

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. I help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. My wealth management approach is about using wealth to help turn goals into reality.

Philosophy

I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.

Approach

I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.



By offering strategic advice grounded in decades of knowledge and experience,
I can address the financial needs and nuances of clients seeking
a more sophisticated approach to wealth management.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


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      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.