Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
G. Renee Frederick, CRPC®
Vice President, Senior Consultant
Bachelor of Science in Psychology
University of Maryland
Master of Science in Physiological Psychology
Renee joined Merrill Lynch in August 2009 after a 35 Year tenure in 3 different firms. Her approach is to focus on hands-on service and management.Renee is a dedicated financial services professional who for 3 decades has assisted clients and their families with high net worth investment guidance, including insurance, commercial and residential lending solutions, retirement cash flow management, and estate planning services. Her approach is to get to know the clients well and anticipate their needs and preferences, develop an action plan towards a preferred strategy ,including an analysis of costs and risks, which is then implemented and closely monitored thereafter. She focuses on guidance for family finances.Renee holds a Masters and Ph. D. in Neuropsychology and worked in research at the National Institues of Health prior to her career switch. Born and raised in France, she resides in Potomac, MD, and has lived in the Washington area for 60 years.
|Terrence L. Frederick CRPC®
First Vice President, Senior Financial Advisor
Bachelor of Science in Business Management
University of Maryland
Terrence has been in the financial services industry since 1996 and joined Merrill Lynch in 2009. His focus is on developing strategies and solutions for high-net-worth individuals, their families, and their businesses to help them meet their short- and long-term goals.
The Frederick Group adheres to a disciplined process that delivers a consistent yet customized wealth management experience. Recommended solutions will address risk tolerance, time horizon, liquidity needs and overall investment goals. Before any financial decisions are made, we consider your whole life, taking the time to fully understand who you are and what matters most to you as an individual and as a business professional. With this intimate knowledge about what you value most, we are able to help you establish objectives, develop an appropriate strategy, and recommend solutions that draw upon the breadth and depth of Total Merrill™ to connect all the pieces of your financial life. The Frederick Group can conduct regular reviews with you to help you monitor your progress toward reaching your goals and keep your strategies consistent with any changes that may take place in your life and/or business.
Terrence Frederick is a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill Lynch or approved third-party investment managers' strategies, funds or portfolios. Terrence also holds a Chartered Retirement Planning Counselor(sm) certificate, awarded by the College for Financial Planning.
Terrence is a 1987 graduate of University of Maryland, with a B.S. in Business Management, with an emphasis in marketing.
*Chartered Retirement Planning CounselorSM and CRPC® are registered service marks of the College for Financial Planning
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
University of Maryland
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.