Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Watch experts answer key questions to help you prepare for rising costs and game-changing innovations in our healthcare system.
Tim and his team work with individuals and families to define and achieve their financial goals. He recognizes his ultimate responsibility to clients is to help them build a solid foundation on which to make their financial decisions with confidence. Tim takes a very hands on role in following through for clients to make sure their needs are always taken care of with the highest level of attention, and that financial strategies are effectively implemented.
Having access to an array of Merrill specialists, Tim advises clients on wealth accumulation, preservation and transfer through the creation of individually customized wealth management strategies utilizing a defined process. This process includes portfolio development, education planning, liability management, tax minimization and insurance planning, with specific emphasis on helping to attain a lifetime retirement income stream. In addition, he also provides strategies pertaining to concentrated stock positions, company stock options, liquidity and alternative investment strategies.
Together with clients, they create a flexible, goals based strategy to guide in the following:
-Analyzing needs and goals.
-Evaluating overall financial situation.
-Establish time horizon and investment risk tolerance.
-Develop an asset allocation based on objectives.
-Create the strategy and review investment performance on an regular basis.
Tim’s goal is to help guide clients so they can make informed choices that fit with their near-and long-term goals. He will also set up appointments for an in-person meeting as needed, such as to discuss life changing events, career transitioning, retirement, portfolio performance, changes in goals and objectives, asset allocation and rebalancing.
Tim joined Merrill Lynch Wealth Management in 2007 after spending 9 years with another prominent investment firm. In addition, Tim holds the designation of CRPC® (Chartered Retirement Planning CounselorSM) from the College for Financial Planning.
Tim enjoys spending his free time with his family-wife Shana, daughters Talia and Brooke and son Bryce. They are active members in the Fairfax Station, VA community in which they reside.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.