Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Your life is about more than investments. It’s about your business, your family and your legacy across generations. The Romero Group understands this and works diligently to empower families to define the purpose of their wealth. Our responsibility and primary objective is to put our client’s interest first as we provide them with objective counsel and transparency.
We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.
Intergenerational Family Planning
We believe that our commitment to excellence, together with our integrity, collaborative approach and dedicated work ethic, are among the reasons that some of our families have chosen to remain with us for close to three decades. We understand that wealth brings substantial complexity and we work to empower our families so they can make sense of that complexity.
Over the last three decades we have worked to protect our families as we recognize that professional and personal obligations can take priority over managing your own day-to-day finances. Drawing upon our experience and capabilities, our team prepares well-thought-out strategies designed to create a legacy for the next generation based on your family’s intentions and your wishes.
We can help with personalized wealth transfer strategies, family wealth education, preserving assets, tax minimization strategies in collaboration with your tax professionals and developing and implementing philanthropic visions - through the establishment of family foundations, donor-advised funds and other charitable trusts.
Having built our own team from scratch, we understand the challenges and responsibilities of running a business. Your personal finances and the life of your company are closely intertwined. You may be thinking about how to invest in your company’s growth while also deciding how best to use your personal assets. We help entrepreneurs and business owners integrate their personal and professional financial goals through lending and cash-flow solutions, risk management, investment strategies, retirement plan services and business continuation and succession strategies
We understand the complexities that come with your executive position and the extreme demands on your time. We can help you develop a customized strategy that your finances and compensation require, including risk management strategies for your concentrated stock position and plans for your restricted stock units, options, deferred compensation, and other executive compensation. As your career and goals evolve, we will help you develop new strategies to continue simplifying your financial life so you can focus on the things most important to you.
As a woman, you are well aware of how inaccurate stereotypes about gender and money can be. We understand the preconceived assumptions and biases that are associated with women and wealth. We value the importance of honesty, knowledge and transparency – and together we collaborate with you to give you control and understanding of who you are as an investor and what you want to achieve for your career, family and legacy. Through our collaborative approach, we strive to create simplicity and clarity to unleash your financial power and help you obtain financial stability and independence.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Barron’s America’s Top 1,000 Financial Advisors:State-by-State in 2012
Barron’s Top 1,200 Financial Advisors in 2014 and 2015
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Structured Credit Executive
Bank of America, N.A.
Wealth Management Lending Officer
Bank of America, N.A.
July 16th, 2020|4:00 PM - 5:00 PM
Nutrition and Your Immune System Invitation.pdf
Dr. Aaron Chadwick Biography.pdf
Given the current circumstances, it is more important than ever to know how nutrition impacts our body and what we can do to keep our immune system boosted. Join us as Dr. Chadwick provides us with an informative presentation on easy, safe, and effective ways to strengthen our immune system.
July 22nd, 2020|6:00 PM - 7:00 PM
Most Important Thing Invitation.pdf
Andy Bernstein Biography.pdf
Millions of families around the world are experiencing enormous disruption. This special webinar gives you and your loved ones a powerful new toolkit to handle stress better. It teaches you:
-What matters most for family happiness according to the world’s longest study, and why it’s not money, health, or relationships
-A new way to understand where stress comes from, and why traditional stress management is based on a fundamental flaw
-A 7-step process that helps you increase family well-being with no blame, stigma, or “touchy-feeliness”
-Free access to an online platform to continue applying this toolkit after the webinar ends
July 8th, 2020|3:00 PM - 4:00 PM
Transforming World_ Invitation.pdf
We welcome you to join a virtual seminar on the Transforming World! We’re pleased to have Felix Tran, Thematic Strategist for BofA Global Research, joining us who will discuss:
• A “Transforming World” framework: Earth, Government, Innovation, Markets & People
• 5 themes for the world after COVID:
- Geopolitics & Peak Globalization
- Tech Wars
- Big Government
- Health the new Wealth
- The New Consumer
• Other themes covered also include: Big Data & AI, Cybersecurity, 5G, Climate Change, Future Food and more…
Learn about the MyMerrill Mobile App.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial
complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.