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Girish ("G") Navare

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Profile

With more than twenty years of institutional and retail client experience in the financial services industry, I joined Merrill Lynch Wealth Management in July 2019. Today, I focus on serving a wide array of individuals, families, and business owners for all of their wealth magement needs. I received a bachelor's degree in Business & Economics from Lehigh University in 1998 and have been a CFA Charterholder since 2003.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • LANGUAGES

    English, German, Hindi & Marathi

  • EDUCATION

    Lehigh University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Nicholas Karpinski

Nicholas Karpinski

Investment Solutions Group Portfolio Strategist

Bank of America, N.A.

David Neale

David Neale

Alternative Investments Regional Specialist

Bank of America, N.A.

Amy T Mitchell

Amy T Mitchell

Employee Benefits Specialist

Bank of America, N.A.

Upcoming Events

In the Kitchen with Emeril Lagasse

May 11th, 2021|6:30 PM - 7:30 PM EST

emeril.png_LI.jpg
Access Code: TROP

Please register here by May 3, 2021.

    For more information: 561.393.4562 or Girish.Navare@ml.com

    Past Events

    Protecting your business from the inside

    February 10th, 2021|12:00 PM - 1:00 PM

    WEBCAST
     

    Protecting your business from the inside

    Companies continue to be targeted by cyber criminals through sophisticated scams resulting in financial, data and infrastructure losses.

    Please join our ongoing fraud education series to learn how to keep your business secure.

    Topics
    • Taking steps to reduce your risk from insider threats
    • Implementing access management controls
    • Building an employee security awareness and training program that suits your company’s risk appetite and culture 

    Speakers

    Roland Chan
    Cyber Crime Client Executive
    Global Information Security (GIS)
    Bank of America

    Heather Gottehrer
    Business Control Executive
    Global Information Security (GIS)
    Bank of America

    Mary Rosendahl
    CashPro Product Executive
    Global Transaction Services
    Bank of America

    Date
    Wednesday,
    February 10, 2021

    Time
    9:00 a.m. Pacific
    11:00 a.m. Central
    12:00 p.m. Eastern

    Duration
    1 hour

    Register now
    https://event.on24.com/wcc/r/2957451/F9FD32C7EA6350CBC853203627901C81

      Retirement doesn’t come with an Owner’s Manual

      March 4th, 2021|4:00 PM - 5:30 PM

        Where do we begin? It starts with you.

        At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

        Understanding Your Life

        Welcome

        My mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. I help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. My wealth management approach is about using wealth to help turn goals into reality.

        Philosophy

        I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.

        Approach

        My approach to investing is grounded in an understanding of you. It all begins with a conversation. I take the time to get to know you — your kids' names, how hard you worked to get where you are and how you define success. I'll work together with you to understand your investment personality, prioritize your goals and build a financial approach that reflects your needs. I believe investors can benefit from our advice, access to the investment insights offered by Merrill, trust and fiduciary services from Bank of America Private Bank and the banking convenience of Bank of America. When it comes to your success, there’s only one financial approach that really matters — yours.

        Your approach to investing

        Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

        Understanding your goals and priorities

        Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

        Focus On High-Net-Worth Individuals and Business Owners

        I  offer clients a breadth of potential solutions, premier customer service and financial tools based on their unique circumstances.

        No matter what your goals may be, I begin by helping you define and prioritize your financial goals based on the following seven areas:

        • Health: Managing healthcare expenses, now and in the future
        • Home: Upsizing, downsizing, remodeling or buying a vacation home
        • Family: Taking care of your family and other people in your life
        • Leisure: Spending your free time in meaningful ways
        • Giving: Volunteering, mentoring and giving to charities
        • Work: Working in retirement, selling or starting a business
        • Finance: Bringing it all together; defining your financial goals
        I'll also draw on my industry knowledge and experience to offer:
        • Potential risk management solutions
        • Trust and estate planning services
        • Potential wealth management solutions
        • Access to Bank of America for your credit and banking needs
        This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

        My investment style generally focuses on managing portfolio risk and hedging clients against steep losses in trying periods so that they are well positioned to take advantage of strong market periods. That said, my investment recommendations will always be consistent with your risk tolerance, time horizon and goals. You will have my guidance to chose from a a broad selection of investment strategies, including custom managed portfolios driven by research from the best minds in the industry.

        Capabilities

        My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

        Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

        Your Financial Approach

        We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

        HEALTH
        Planning for healthcare expenses now and in the future
        • Long-term Care Insurance3
        • Health Savings Account2
        • Disability Insurance3
        HOME
        Upsizing, downsizing, remodeling or buying a vacation home
        • Home Loans2
        • Home Equity Lines of Credit2
        • Securities-Based Lending2
        • Credit Cards2
        WORK
        Working in retirement, selling or starting a business
        • Bank of America Business Banking2
        • Exchange Funds1
        • Concentrated Stock Management1
        • Succession Planning1
        LEISURE
        Spending your free time in meaningful ways
        • Credit Cards2
        • Securities-Based Lending2
        • Structured Lending2
        FAMILY
        Taking care of your family and other people in your life
        • Trust & Estate Planning Services4
        • Education Funding1
        • Insurance3
        GIVING
        Volunteering, mentoring others and giving to charities
        • Donor-Advised Funds4
        • Private Foundations4
        • Charitable Trusts4
        FINANCE
        Using your finances to bring it all together
        • Merrill Investment Accounts1
        • Investment Advisory Accounts1
        • Alternative Investments1
        • Exchange-Traded Funds1
        • Mutual Funds1
        • Closed-end Funds1
        • Fixed Income Products1
        • Options1
        • Annuities3
        • Impact Portfolios1
        • Market-Linked Investments1
        • Securities-Based Lending2
        • Margin1
        • Home Loans2
        • Bank of America Checking and Savings Accounts2
        • Credit Cards2
        • Online Account Access1,2

        1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
        2 Banking, mortgage and home equity products offered by Bank of America, N.A.
        3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
        4 Trust and fiduciary services are provided by Bank of America Private Bank.

        Staying on Track

        We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



        Reviews to help you
        stay on track

        We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



          Changes in your life
          and to your goals

          Your life and goals change. As these changes occur, we can update your approach to reflect them.

          #DigitalMerrill

          MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

          Your advisor is a click away within our site or mobile apps

          You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

          Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

            Let’s Have a Conversation

            Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

            Why Merrill?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


            Merrill_Capabilities_Brochure.png  

            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

            Adjusting your investment approach as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.

            Personalized advice from a dedicated financial advisor.

            We get to know you and your family, your financial situation and what matters most to you.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.