Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
When we help you design an investment strategy, our number one objective is to preserve your wealth and generate income to help meet your lifestyle needs. We believe one of the most effective ways to pursue that objective is by allocating your investments across a range of asset classes.
Depending on your objectives, liquidity needs, risk tolerance and time horizon, the allocations we suggest for you may include domestic and international equities, tax-advantaged and taxable bonds and, if appropriate for certain clients, alternative investments such as commodities, hedge funds and private equity partnerships. From time to time, we may suggest short-term tactical allocation moves to take advantage of market opportunities.
One of our most important tasks as your financial advisor is to help you determine the level of risk that is appropriate to your temperament and investment goals. We want you to understand both the risks you are currently taking in your portfolio and the amount of risk you may need to take as you reach for specific goals.
We leverage our experience, market insights and professional skills to provide "big picture" thinking to help you develop a workable wealth management strategy. Investment advice and guidance is central to our approach, but first we need to explore all the various dimensions of your life.
Many clients we work with have begun, or are preparing for, a new stage of life – retirement. They come to us seeking strategies designed to help preserve their wealth and help provide an income stream that will enable them to pursue lifelong goals and dreams.
You may have concerns about when you can retire and whether your assets will last for the rest of your life. It's a common worry. Glasband Stempel & Associates has helped many clients find answers to questions like these:
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Barron’s Top 1,200 Financial Advisors in
Forbes “Best-in-State Wealth Advisors” 2018 and 2019
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Learn more about the highly engaging podcast series from Merrill Lynch
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.