Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Maria Julia joined Merrill in 2001, after graduating from Boston University with a Bachelor’s degree in Economics. In 2010 Maria Julia received her Certified Investment Management Analyst® (CIMA®) designation, awarded by the Investments & Wealth Institute™ (The Institute). In her spare time, Maria Julia likes to read and cook. Together with her husband, Ruben, Maria Julia enjoys hosting dinner parties. They reside in Miami, Florida with their children, Paulina and Martin. The family often participates in Charity runs and Children/Family events.
Maria Julia offers guidance to a select group of wealthy families through a goals-based wealth management approach. She focuses on building a personal relationship with her clients and understanding their risk tolerance. Her service is around a client's entire financial needs; starting with the identification of the family’s short and long-term objectives, ending with a continuous companionship throughout the market cycles, resulting in those objectives not being side tracked by client's emotions.
Through the market's complex environments, she is constantly striving to take advantage of current market opportunities that are in line with her client's aspirations and risk profiles. In addition, as client's objectives and personal circumstances change, she efficiently utilizes Merrill’s investment resources and the banking strength of Bank of America, in order to accommodate them with bespoke strategies.
Finally, she prides herself on the relationship she has with her clients; who experience a friendly relationship based on integrity, respect, and understanding.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
English & Spanish
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
Securities Based Lending Specialist
Bank of America, N.A.
December 17th, 2020|2:00 PM EST
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1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
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