Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
The Bielfield/Moskowits Group focuses on providing customized advice and guidance to help make sure YOU ARE READY!
Based in the Miami At The Falls Merrill Lynch Wealth Management office, our mission is to effectively assist clients in the identification of the goals that matters to them. There is no goal, question, or need too small to help make certain that
YOU ARE READY!
With our Goals Based Wealth Management practice, we strive to simply and clearly provide the strategy to what you are asking of us...that
YOU ARE READY!
Are you now more curious about who we are and if
YOU ARE READY?
Please read our Philosophy, Approach, and Capabilities sections.
It is such a simple question, but sometimes the answers are not so simple. With our Goals Based Wealth Management practice we utilize a holistic, dynamic approach to serving your goals no matter how big or small they may be. We simplify the answers to your questions with our human touch (something that has been quite forgotten in this ever faster moving life), but we also have the scale of a global institution of Merrill and Bank of America should you require a depth of knowledge and capability beyond that of our caring local wealth management team.
Rest assured we have the local and global specialists and resources to help make certain You Are Ready!
Our team works with YOU!
The Bielfield/Moskowits Group has extensive experience and knowledge in the financial disciplines that matter to clients. Our platform is built at the intersection of three distinctive services including:
1. Core Retirement Service - Are You Ready for Retirement? How much money do you need to retire? When can you realistically retire? How much risk should you take? Are you diversified? With our Merrill retirement outcome tools we analyze how likely you are to achieve and maintain your desired retirement lifestyle. Then we can recommend long-term strategies designed to help maximize the benefits of your retirement funding sources while potentially minimizing taxes. After you retire, we can help develop strategies designed to generate income and assist you in monitoring your spending to help reduce your risk of outliving your resources and eroding your legacy. We provide reports through a wealth outlook with retirement forecasting models to answer your question of Are You Ready?
2. Third party investment management consulting - Are Your Investments Ready? Drawing on a wide array of third-party providers, both within and beyond the bounds of the firm, we develop a "core" investment portfolio that targets your investment goals while taking into account your objectives, risk tolerance, liquidity needs and time horizon. Our team employs the keep it simple methodology by utilizing investments people understand and can relate to. When you wake up in the morning the first thing most people do each day is brush their teeth or turn on their smartphone. When you think about the companies you use each day of your life and the money you give to these companies whether powering your home through a utility, or putting gasoline in your car, or even the cup of coffee you might buy to start your day, our asset allocation and manager selection (the core of our strategy) typically includes larger, familiar companies that pay dividends, or managers and ETFs that contain higher quality companies with good dividend history. While this is not the only strategy we utilize, it does serve as the largest cornerstone to preparing your investments to achieve your goals. The most important concept is making sure Your Investments Are Ready to help you realize your goal.
3. Wealth transfer strategies and cash flow management - Are You Ready For Each Day? Working with Bank of America banking and trust and estate planning specialists and your attorneys and accountants, we can help you find strategies designed to help minimize estate taxes and other banking and trust planning strategies. We tailor day to day banking services1 including home financing, secure web based bill payment services and trust administration. Whatever the income and spending strategy for each day is we have the access to banking and lending and trust services from Bank of America, N.A. to help you to Be Ready for Each Day!
Our success comes from our commitment to:
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Strategist
Merrill
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #1285843
Retirement Specialist
Bank of America, N.A.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right AdvisorTM
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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