Exclusive Focus on Families

The JET Group serves the financial needs of a select number of globally-oriented families who share wealth-connected similarities, but whose origins of wealth are as diverse as the individuals themselves. We serve families who:

■ Desire a strategy-based approach to wealth management from a team of highly experienced professionals.

■ Seek solutions-based guidance on the complex issues affecting their family members’ futures.

■ Find value in working with us across multiple wealth management disciplines and services.

OUR CLIENTS come from an elite roster of business owners, entrepreneurs, senior corporate executives, privately held businesses, professional athletes and entertainers, and principals of other financial services organizations, including hedge funds, registered investment advisory firms and investment banking boutiques.

We offer you our skilled insight, unwavering and highly personal service, combined with the global investing resources of Merrill and access to the banking strength of Bank of America. We strive to help you and your family:

■ Simplify your financial life and give you the freedom to pursue your personal passions.

■ Position yourself to better pursue your goals.

■ Understand complex financial concepts and global events and show you how they relate to your financial outlook.

■ Recognize an array of wealth management-related risks and help you strategize accordingly.

OUR GOAL is to create a client experience that goes far beyond your expectations in a consistent, client-centric, cost-effective manner.

As part of Merrill, we can provide a gateway to one of the largest wealth management firms in the world, with demonstrated leadership in global markets, corporate and investment banking, and risk management that few other firms can match.

Guiding Principles

■ We are dedicated to our primary goal of helping families like yours preserve and grow their capital to help meet their needs today, and share a legacy with future generations.

■ We use a disciplined, flexible risk management process designed to smooth out returns over market cycles. Structurally agnostic portfolios are constructed with a focus on investments that are not highly correlated, with a goal of helping clients explore ways to minimize downside exposure. Our goal for clients is to pursue higher cumulative “real” (inflation-adjusted) returns over market cycles while dampening risk.

■ We are deeply committed to a total wealth allocation approach that encompasses all of your assets, not merely the financial ones, and which takes into consideration opportunistic investments that fit your goals.

■ We believe in the power of close, personal, long-term relationships between each JET Group team member and your family, and we take enormous pride in the fact that our clients remain with us for many years and generations.

■ We remain accessible and accountable to you at your convenience-at the times when you need us most.

■ We welcome every interaction with clients as an opportunity to listen and learn — because open communication is an integral part of customer satisfaction.

■ We prepare scheduled, detailed supernova portfolio reviews to help keep your strategy aligned with your changing objectives, risk tolerance and global events that can affect your family’s future.

■ We are committed to complete transparency in both the pricing and liquidity of the investments we recommend and wealth management services that we offer.

Our core competencies - a depth of experience for every aspect of your financial life

INVESTMENT MANAGEMENT

■ Investment strategy development
■ Portfolio construction
■ Multi-manager analysis, selection and evaluation
■ Performance evaluation and re-balancing
■ Style reviews and rebalancing
■ Private conference calls with senior portfolio managers
■ Strategic, tactical and opportunistic investing

RISK MANAGEMENT

■ Liquidity management
■ Structured investments
■ Alternative investments
■ Private equity
■ Foreign exchange services
■ Concentrated stock management

ESTATE PLANNING SERVICES & PHILANTHROPY

■ Asset preservation
■ Account ownership structure
■ Personal trust services
■ Life insurance consulting
■ Charitable trusts
■ Foundation administration
■ Endowment management
■ Succession planning

TAX MINIMIZATION STRATEGIES

■ Tax harvesting strategies
■ Tax minimization strategies
■ Tax-efficient investing
■ Life insurance solutions
■ Tax-advantaged lending alternatives through Bank of America

BANKING & LENDING from BANK of AMERICA¹

■ Securities-based multi-currency lending
■ Customized asset-based lending solutions for major acquisitions
■ Customized residential financing solutions
■ Deposit and cash management solutions
■ Concierge, bill-paying, and other related banking services

GLOBAL MARKETS & INVESTMENT BANKING¹

■ Mergers and acquisitions
■ Aircraft financing
■ Marine/yacht financing
■ Sale and leasebacks
■ Investment real estate advisory
■ Capital and debt raising
■ Equipment financing
■ Private equity

¹  Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Trust, fiduciary, and investment management services are provided by Bank of America, N.A., Member FDIC, and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”), and its agents.

Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Approach

Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.