The JET Group

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Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

John A Flasco

John A Flasco

International Wealth Advisor

305.442.6250
Andre S Leal

Andre S Leal

International Wealth Advisor

305.442.6271
Michelle  Diaz

Michelle Diaz

Client Associate

305.442.6268
Pedro E Martinez De Ozaba

Pedro E Martinez De Ozaba

Registered Senior Client Associate

305.442.6218

Where do we begin? It starts with you.

At Merrill Lynch, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Why some of the world's most aflluent families turn to The JET Group

Exceptional wealth is complex and demands constant attention and monitoring, creative thinking and timely action.

Few teams have the global experience, disciplined processes, core competencies and comprehensive resources at their disposal that we do. We believe this is why many of the world’s affluent families, leading attorneys, CPAs, investment bankers and other Financial Advisors turn to us for assistance. They seek us because of our reputation—they stay because of our service.

We want your expectations and standards to be high— because this makes us even more committed to excellence and strengthens our practice for all of our clients.

Wherever in the world you intend for your goals to take you, let us earn the right to help you—because chances are that we have been there before.

Exclusive Focus on Families
The JET Group serves the financial needs of a select number of globally-oriented families who share wealth-connected similarities, but whose origins of wealth are as diverse as the individuals themselves. We serve families who:

■ Desire a strategy-based approach to wealth management from a team of highly experienced professionals.

■ Seek solutions-based guidance on the complex issues affecting their family members’ futures.

■ Find value in working with us across multiple wealth management disciplines and services.

OUR CLIENTS come from an elite roster of business owners, entrepreneurs, senior corporate executives, privately held businesses, professional athletes and entertainers, and principals of other financial services organizations, including hedge funds, registered investment advisory firms and investment banking boutiques.

We offer you our skilled insight, unwavering and highly personal service, combined with the global investing resources of Merrill Lynch and the banking strength of Bank of America. We strive to help you and your family:

■ Simplify your financial life and give you the freedom to pursue your personal passions.

■ Position yourself to better pursue your goals.

■ Understand complex financial concepts and global events and show you how they relate to your financial outlook.

■ Recognize an array of wealth management-related risks and help you strategize accordingly.

OUR GOAL is to create a client experience that goes far beyond your expectations in a consistent, client-centric, cost-effective manner.

As part of Bank of America and Merrill Lynch, we can provide a gateway to one of the largest wealth management firms in the world, with demonstrated leadership in global markets, corporate and investment banking, and risk management that few other firms can match.
Guiding Principles
■ We are dedicated to our primary goal of helping families like yours preserve and grow their capital to help meet their needs today, and share a legacy with future generations.

■ We use a disciplined, flexible risk management process designed to smooth out returns over market cycles. Structurally agnostic portfolios are constructed with a focus on investments that are not highly correlated, with a goal of helping clients explore ways to minimize downside exposure. Our goal for clients is to pursue higher cumulative “real” (inflation-adjusted) returns over market cycles while dampening risk.

■ We are deeply committed to a total wealth allocation approach that encompasses all of your assets, not merely the financial ones, and which takes into consideration opportunistic investments that fit your goals.

■ We believe in the power of close, personal, long-term relationships between each JET Group team member and your family, and we take enormous pride in the fact that our clients remain with us for many years and generations.

■ We remain accessible and accountable to you at your convenience, 24 hours a day, 7 days a week—at the times when you need us most.

■ We welcome every interaction with clients as an opportunity to listen and learn — because open communication is an integral part of customer satisfaction.

■ We prepare scheduled, detailed supernova portfolio reviews to help keep your strategy aligned with your changing objectives, risk tolerance and global events that can affect your family’s future.

■ We are committed to complete transparency in both the pricing and liquidity of the investments we recommend and wealth management services that we offer.
Our core competencies - a depth of experience for every aspect of your financial life
INVESTMENT MANAGEMENT

■ Investment strategy development
■ Portfolio construction
■ Multi-manager analysis, selection and evaluation
■ Performance evaluation and re-balancing
■ Style monitoring and rebalancing
■ Private conference calls with senior portfolio managers
■ Strategic, tactical and opportunistic investing

RISK MANAGEMENT

■ Liquidity management
■ Structured investments
■ Alternative investments
■ Private equity
■ Foreign exchange services
■ Concentrated stock management

ESTATE PLANNING SERVICES & PHILANTHROPY

■ Asset preservation
■ Account ownership structure
■ Personal trust services
■ Life insurance consulting
■ Charitable trusts
■ Foundation administration
■ Endowment management
■ Succession planning

TAX MINIMIZATION STRATEGIES

■ Tax harvesting strategies
■ Tax minimization strategies
■ Tax-efficient investing
■ Life insurance solutions
■ Tax-advantaged lending alternatives

PRIVATE BANKING & LENDING

■ Securities-based multi-currency lending
■ Customized asset-based lending solutions for major acquisitions
■ Customized residential financing solutions
■ Deposit and cash management solutions
■ Concierge, bill-paying, and other related private banking services

GLOBAL MARKETS & INVESTMENT BANKING

■ Mergers and acquisitions
■ Aircraft financing
■ Marine/yacht financing
■ Sale and leasebacks
■ Investment real estate advisory
■ Capital and debt raising
■ Equipment financing
■ Private equity




*Banking products and services provided by Bank of America, N.A.
**Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments.  For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
Capabilities

Our process is designed to deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond portfolio management. Our ability to provide access to the investment insights of Merrill Lynch and the banking convenience of Bank of America offers a way for clients to manage all of the pieces of their financial lives. We can be a financial resource, helping clients with the process of transferring wealth to the younger generation.

Approach

We begin every relationship with a conversation, helping you to identify and prioritize which goals matter most to you. Whether that's transferring wealth to the next generation, customizing financial strategies that help you pursue your passions, or simply providing advice and guidance to help you stay informed, we start by listening to learn more about you.

Merrill Lynch developed the Investment Personality Assessment to help us get to know your investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can help customize the financial strategy we develop together.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill Lynch developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial strategy we develop together to help you with your approach for what matters most to you. Our Investment Personality Assessment is one of the ways to help me get to know you – to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial strategy.

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





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Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.