Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Tim Krueger has over 34 years of experience in the financial services industry. In 1999, he founded the Krueger Group and is the senior member of the team. The group joined Merrill Lynch in 2006 and was later renamed Krueger, Fosdyck & Associates to recognize partner Cory Fosdyck. Tim focuses on investment strategies and oversees all aspects of the group. His goal is to provide financial advice in harmony with client's needs and objectives. Tim credits his success with understanding the client's current situation, goals, feelings, and family dynamics.
Tim adheres to a disciplined process that delivers a consistent yet customized wealth management experience. Before any financial decisions are made, he considers a person’s situation, taking the time to fully understand who they are and what matters most to them as individuals and as business professionals. With this intimate knowledge about what they value most, Tim is able to help establish objectives and develop an appropriate approach using strategies that draw upon the breadth and depth of Merrill Lynch and Bank of America’s resources to connect all the pieces of their financial life.
Tim donates his time to emcee many charitable events in the Destin area and is actively involved with the community. He served as the 2008 and 2009 Chair of the American Cancer Society’s Cattle Barons’ Ball and was Chairman of the Safety & Public Works Committee for the City of Destin. Tim is currently a Trustee of the Destin Charity Wine Auction Foundation.
We along with your tax professional can help you understand how it might affect your investment strategy
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer, NMLS #342875
We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.