Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring others and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Philosophy

We believe that the financial approach we can offer is designed for the challenges posed by managing wealth in today’s virtual world. With the vigorous support of our team and our disciplined process, we can design a customized program based on how you live your life.

• You’ll have access to our team of professionals who are familiar with your financial situation, preferences and personality and are committed to being responsive to your needs and questions.
• We believe that your financial approach should be easy for you to follow and incorporate flexibility to accommodate changes that may occur in your life and family.
• Our passion and commitment to your goals can be seen in how we can help you and your family account for every dollar of your wealth and income.

Welcome

Are you an automotive dealer or high-net-worth individual with a goal to create long-term wealth?

Have you reviewed performance of your Vehicle Service Contract Investments?

Are your financial goals clear and being pursued vigorously and passionately?

When your business or personal life presents opportunity, you may need dedicated attention to help you understand and make unfamiliar financial decisions. The choices you or your business make now can have a profound impact on how you view your future and your ability to help address the needs of those you care about.

The Kasper Group is a multi-generational financial team that strives to help you create wealth by offering individualized strategies and tools that are intended to guide your financial approach for a lifetime. Our professionals offer a methodology and financial perspective for business owners, professionals and other aspiring individuals who have multiple goals they want to pursue simultaneously.

For franchise automotive dealers

We have been working with dealers since 2005 and have over 60 relationships nationwide. Our knowledge of dealer needs can help us assemble specialized services accessible through Merrill and the Dealer Financial Services unit of Bank of America.

We can assist in managing assets for your vehicle service contract companies and offer a full suite of services for your personal wealth. Through the Dealer Financial Services unit, we can help you access floor plan financing, commercial real estate lending and treasury management services. To help you grow your business they can offer a full range of commercial banking services, as well as retail loan financing.

For professionals, business owners and high net worth individuals and families

We can work with you upfront to review and analyze your financial situation and offer a personal evaluation and strategy to help target your needs. As your advisor, we’re committed to a disciplined approach to help you follow your financial strategy throughout your lifetime.