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Davis & Associates

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Davis & Associates

Wealth Management Team
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Merrill Lynch
Wealth Management

At Davis & Associates, every member of our team is dedicated to helping people achieve their financial goals. We believe every client is entitled to the highest level of personalized service and care. With the global resources of Merrill, we’ll place you at the center of the wealth management process as we work together to design a goals-based financial approach to help you reach the goals that matter most to you.
Welcome

No two clients are alike. Neither are their wealth management challenges. At Davis & Associates, you won’t find a “one size fits all” approach to wealth management. Our experienced team delves deep to understand your relationship to wealth and how it affects your world.

We spend time getting to know you well. By understanding what your wealth means to you, we can help you make thoughtful decisions about what you want to accomplish with it – during your lifetime and beyond. Then, we’ll work closely with you to tailor wealth management strategies to your personal goals and aspirations. Throughout our relationship, we’ll revisit your strategies and help you adjust them to changing circumstances in your life.  

We know that managing wealth is complex. We’re committed to helping you smooth out the complexities so you can concentrate on what is most important in your life.            

How We Work

As a Davis & Associates client, you will have a personalized relationship with a wealth management advisor. You’ll also have access to a knowledgeable team with diverse personalities, skills and experience. We believe our differences are a source of strength. Each of our multigenerational team members contributes specialized knowledge and individual perspectives. What unites us as a team is our approach to wealth management. No matter which of us you speak to, you will hear a consistent message.  

What you can expect from us:

Collaboration. We’ll work side-by-side with you to help you articulate and pursue your wealth management goals. 

Communication. We encourage candid discussions about what is happening in your life and the financial markets.

Customization. We can help you create investment strategies and build portfolios based on your individual goals and preferences.

Understanding Your Priorities

Although every client is unique, many share similar wealth management objectives. The difference is in the details. As your wealth management advisors, we’ll work with you to tailor strategies to your individual goals and priorities.  We leverage our skills and the deep resources of a global financial services company to help you address challenges and take advantage of opportunities.

For many clients, retirement is their top financial priority. Whether they are in their prime earning years or getting ready to start the next phase of their lives, most have concerns about sustaining their wealth for a lifetime. Beyond that, they want to leave a legacy for future generations or the causes they care about.

Our retirement income planning process is designed to help you create a lifetime cash flow so you can enjoy the retirement lifestyle you envision. We’ll work with you to carefully craft an investment strategy for pursuing your lifetime and legacy objectives. We can also coordinate with your CPA, attorney and other professionals to align tax minimization and estate-planning strategies.

Who We Work With

The clients we work with are as diverse as our team. They encompass intergenerational families, institutions, and individuals at every stage of their financial lives. We have considerable experience working with professional practices and local universities, including faculty and staff seeking guidance on transitioning from state-funded retirement plans.   

Intergenerational Families

We often say that we have three families: at home, at work, and our clients’ families. We’re committed to building relationships that enable us to become part of a family’s financial life, standing by them as they navigate through challenging times and celebrate special occasions.

Our wealth management services for families of means extend beyond strategies to preserve wealth for future generations. We help pass along values and intentions as well, through financial education that encourages the next generations to be capable stewards of wealth.  We also facilitate conversations between generations to relieve some of the pressures they may feel around wealth.    

Our services for multigenerational families include an advisory board that functions much like a focus group. We hold semi-annual meetings with parents and children to better understand how we can address a variety of needs, including their preferences for communicating and interacting with us.           

Professional Practices

At Davis & Associates, we’re committed to caring for the caregivers in our community. Through the years, we have forged strong client relationships with healthcare providers at every stage of their careers. Some are veteran physicians who may be considering the sale or transition of a practice. Others are starting a private practice or joining a hospital team.

Years spent serving the specialized needs of healthcare providers differentiates our team from most others. We have developed deep insights into the financial concerns that are most important to medical practitioners. If you are a physician, we can offer a variety of wealth management strategies for your professional practice as well as for the personal side of your balance sheet. 

At your request, we’ll help you manage investments and develop strategies for retirement, liquidity events or transferring wealth with a focus on tax minimization. Through Bank of America, we can also provide access to specialists for securities-based and residential lending.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Heather R Wilson

Heather R Wilson

Wealth Management Banking Specialist

Merrill

Richard Featherston

Richard Featherston

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #528964

Allison Mulgrew

Allison Mulgrew

Trust Specialist

Bank of America, N.A.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.