Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Jeffrey has provided wealth management solutions based upon the clients risk tolerance, time horizon, liquidity needs and overall investment goals for individuals and businesses while providing outstanding service to clients since joining Merrill Lynch in 1993. He is a Wealth Management Advisor and has earned the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc. In addition, Jeffrey is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios and third party investment strategies. When servicing clients through the firm's Investment Advisory Platform a Portfolio Manager may manage his strategies on a discretionary basis.
Jeffrey follows a disciplined process to provide a customized wealth management solution that begins by fully understanding your current financial situation and financial goals. He then creates a strategy to care for short and long term interests, taking into consideration diversification strategies to help reduce portfolio risk and vulnerability to market fluctuations.
This process often includes cash management solutions to meet your unique needs; retirement planning solutions to help in preparation for your retirement and your post-career life; residential lending and securities based lending programs; estate planning services to assist in your efficient wealth transfer.
I believe that Wealth Management is not a product. I believe it is a disciplined financial management philosophy built from an objective point of view, designed to meet the financial goals of clients, whether it be for income, growth, wealth preservation or wealth transfer.
|I believe, as Charlie Merrill said when we began as a small firm in 1914, " the interests of our clients must come first".
Jeffrey lives in Lakeland with his wife Barbie, they enjoy time together with family and friends.
*Banking products and services provided by Bank of America, N.A.
**Jeffrey Clements NMLS#521741
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Lakeland Senior High School
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
There is no substitute for a one-on-one relationship with a Merrill Lynch financial advisor committed to your needs – a caring advisor who can leverage the investment insights of Merrill Lynch and access to the banking convenience of Bank of America to help clients face today’s financial and economic landscape. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.