Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Jeffrey has provided wealth management solutions based upon the clients risk tolerance, time horizon, cost considerations, liquidity needs and overall investment goals for individuals and businesses while providing outstanding service to clients since joining Merrill Lynch Wealth Management in 1993. He is a Wealth Management Advisor and has earned the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc. In addition, Jeffrey is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios and third party investment strategies. When servicing clients through the firm's Investment Advisory Platform a Portfolio Manager may manage his strategies on a discretionary basis.
Jeffrey follows a disciplined process to provide a customized wealth management solution that begins by fully understanding your current financial situation and financial goals. He then creates a strategy to care for short and long term interests, taking into consideration diversification strategies to help reduce portfolio risk and vulnerability to market fluctuations.
This process often includes cash management solutions to meet your unique needs; retirement planning solutions to help in preparation for your retirement and your post-career life; residential lending and securities based lending programs through Bank of America; estate planning services to assist in your efficient wealth transfer.
I believe that Wealth Management is not a product. I believe it is a disciplined financial management philosophy built from an objective point of view, designed to meet the financial goals of clients, whether it be for income, growth, wealth preservation or wealth transfer.
|I believe, as Charlie Merrill said when we began as a small firm in 1914, " the interests of our clients must come first".
Jeffrey lives in Lakeland with his wife Barbie, they enjoy time together with family and friends.
*Banking products and services provided by Bank of America, N.A.
**Jeffrey Clements NMLS#521741
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Lakeland Senior High School
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.