Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
- Insurance3
Hector A. Hernandez, CFP®
First Vice President
International Wealth Advisor
Hector A. Hernandez, joined Merrill Lynch Wealth Management in 1998 and is a graduate of the University of Florida's Fisher School of Accounting. Having earned the CERTIFIED FINANCIAL PLANNER™ certification, he focuses on wealth strategies for high net worth clients and their businesses. He holds his Life and Health Insurance License in addition to his Series 7, 66 and 65 FINRA registrations. Hector Hernandez, as part of the The G&H Group, partners with Merrill and Bank of America Specialists in the areas of trust planning, insurance, asset preservation and business banking. His principal area of practice involves all aspects of international and domestic family wealth planning including: personal and business financial strategies, charitable planning, liquidity management, and liability management.
Prior to joining Merrill, Mr. Hernandez was a Certified Public Accountant and Corporate Controller*. Among his many responsibilities he specialized in Corporate Planning and Internal Financial Reporting. Hector’s background serves as a source for his international clients as well as other financial advisors when planning for transition into the United States.
His speaking engagements include 'Balancing Risk and Return' at the Society of Financial Services Professionals and the cable television series 'Speaking for Success' at WLRN. He has also spoken on subjects that include 'Working Capital Management' as well as 'Building Wealth Throughout Your Lifetime' at Conferences and Financial events throughout the city of Miami. Mr. Hernandez is a former president, treasurer and current member of the Miracle Mile Toast Masters Club.
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Spanish
University of Florida
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Your advisor is a click away within our site or mobile apps
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day. |
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