Bridge to a more bullish future?

In just 15 minutes, experts offer their insights on the markets at midyear and ways you can prepare for the potential opportunities and risks ahead.

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Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Kevin Laipcigier

Wealth Management Banking Specialist


Fernando Cano

Securities Based Lending Specialist

Bank of America, N.A.

Maria Del Carmen Diez Badell

International Wealth Strategist


Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life


At The Mejia & Hernandez Group, we bring our extensive global experience and deep knowledge to clients who demand the highest level of financial proficiency and world-class service. We are led by two highly respected financial professionals – Camilo Mejia and Hector Hernandez – known for their ability to preserve and grow client wealth as it spans generations of clients’ families.

Rare among advisors with strong international knowledge is Hector’s status as a former CPA and controller. This background informs his understanding of clients’ overall financial picture – both personal and corporate. Camilo’s knowledge, care and devotion to clients are equally significant and reflect our team’s impressive offering.

By appreciating the cultures of clients, their concerns and ambitions, we’ve come to serve a loyal and referred clientele – business owners, corporate executives, and generations of extended families. It’s gratifying to know that clients value our knowledge of domestic and international issues, our unbiased recommendations and unwavering commitment to serve their families as we would our own.

To help clients address opportunities in the U.S. and abroad, our awareness of investment markets wealth transfer and asset preservation is critical to creating positive outcomes that can benefit future generations. We also pride ourselves on helping clients move and transition their wealth to the U.S.

At the heart of our offering is a highly personalized, planning-based approach. By working with a select number of families, we are able to spend significant time understanding the values and visions of clients, as well as their most cherished goals and greatest concerns for the people they love.

Our Global Perspective

At The Mejia & Hernandez Group, the scope of our service is as wide as the visions of our clients. In fact, we often say, “Nothing is beyond our examination. Going the extra mile for clients is never going out of our way.”

When asked, we characterize our offering as a rich library of knowledge and best practices. Privacy is a pillar of our offering. Still, we learn from strategies that have helped others in similar situations and bring that knowledge to our clients. when helpful. 

In addition to keeping our hands on the pulse of geo-political, economic and social conditions that can affect a client’s wealth and wishes, we do everything possible to stay current with the details of a client’s financial and personal life. While that may sound surprising, we remind clients that, for example, “Their biggest risk could be a child about to get married.”

For this reason, we try to establish a highly personal dynamic with the key members of the family. Encouraging frequent discussions – separately and together – we ask about new situations and considerations that may affect the family’s goals and objectives.

Beyond building a personal rapport with clients, our highly analytical approach allows us to uncover opportunities and areas of weakness. For us, “consolidation” is a key word. It describes our devotion to examining a client’s entire financial picture across multiple ventures and countries.

We also pay close attention to a client’s trust circumstances and how wealth can transition efficiently to future generations. Looking at the structure of client’s wealth – in the U.S. and offshore – we may suggest meeting with a client’s legal or accounting team to identify issues that need to be addressed. Only after this degree of diligence do we feel confident in building a long-term wealth management strategy for each client – one that employs tax-advantaged considerations and is designed to help insulate a client’s net worth from market conditions, lawsuits or frivolous spending.   

Acting much like a family office, we are structured to provide white-glove service that’s appropriate to opportunities and challenges facing our clients. We also assist from simple checking and savings accounts to the complex multi-country, multi-generational and corporate structures.


Serving an Elite Clientele

At The Mejia & Hernandez Group, our clients have lives and money in motion across borders and time zones. To address each client’s distinct needs and objectives, we connect to them in very personal ways – with an exceptional degree of patience, respect and understanding.

While preserving wealth and quality of life are the primary goals of clients, we find that most also want to grow their assets without undue risk, in order to benefit future generations. While clients’ financial objectives are always critical, we remind them to leave memories, not just money – that it’s important to find joy along the path to meaningful outcomes. In these conversations, we ask what clients may define as their life’s most rewarding moments to date.

We also care deeply about the mental and physical wellness of clients. Whether they or a family member is dealing with cancer, Alzheimer’s or is struggling emotionally, we are innately considerate and empathetic – listening and looking for ways we can be of service. Our sole purpose is to care for clients and their families.

Each day, we build and track wealth management strategies as sophisticated as the clients we serve. Delivering unwavering attention and commitment, we are committed to staying close with clients and their loved ones.

Ultimately, clients’ priorities become our priorities, be it a life event, a liquidity event, or a situation that may threaten the stability of their wealth. And whether we travel to see clients or talk by phone at their convenience, we’re ready when they need us – with an authentic appreciation of who they are, where they stand, and how we can stand behind them.

Given our relationships with clients and the resources we employ from a powerful global entity, we believe it’s impossible to duplicate what we offer. Results and relationships matter to us – and especially, to the clients we serve.


Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.


Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you’re planning your retirement, saving to buy a home or funding a child’s education, the process begins by getting to know you and how you feel about the following:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.