Team Philosophy

Ramirez, Beyhaut & Associates brings more than 100 years of experience and a proud heritage of care to a growing circle of client families and business owners in the US and internationally.

Having worked together for decades – and with many clients just as long – team members continue to cultivate strong relationships with two and three generations of client families, based on foundations of mutual respect and trust.

More than financial advisors, we feel like life advisors. We help each client appreciate their specific strategy and where they stand. By providing an intimate, familial environment where clients can talk to any of us, we build personal connections with clients and find that many have become our closest friends.

With many clients generating wealth in their own countries, the team may seek to expose clients’ liquid assets to developed and emerging markets in the U.S, Asia and Europe. Blending its global perspective with BofA Global Research enables Ramirez, Beyhaut & Associates to balance risk and opportunity – to help address clients’ long-term wealth preservation goals for their children and grandchildren.

Beyond risk-managed investing, team members have a deep understanding of currency issues, inflation, regulations and tax consequences where clients may reside. When it can benefit clients, access is provided to Bank of America for residential and securities-based lending. We work closely with client's tax and legal advisors to help ensure a coordinated strategy.

If a client calls, we answer the phone – even on Sundays. Conversations may range from an investment question, to a real estate opportunity, to leaving money to a child. We also connect clients with names of private schools, physicians, hospitals, and assisted-living facilities in the U.S., for example,” Matias Beyhaut says. “The people we serve demand and receive our very best efforts."

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.