Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
305.416.6660
701 Brickell Avenue
Floor 11
Miami, FL 33131
Ramirez, Beyhaut & Associates brings more than 100 years of experience and a proud heritage of care to a growing circle of wealthy client families and business owners in the U.S. and internationally.
Ramirez, Beyhaut & Associates brings more than 100 years of experience and a proud heritage of care to a growing circle of client families and business owners in the US and internationally.
Having worked together for decades – and with many clients just as long – team members continue to cultivate strong relationships with two and three generations of client families, based on foundations of mutual respect and trust.
More than financial advisors, we feel like life advisors. We help each client appreciate their specific strategy and where they stand. By providing an intimate, familial environment where clients can talk to any of us, we build personal connections with clients and find that many have become our closest friends.
With many clients generating wealth in their own countries, the team may seek to expose clients’ liquid assets to developed and emerging markets in the U.S, Asia and Europe. Blending its global perspective with BofA Global Research enables Ramirez, Beyhaut & Associates to balance risk and opportunity – to help address clients’ long-term wealth preservation goals for their children and grandchildren.
Beyond risk-managed investing, team members have a deep understanding of currency issues, inflation, regulations and tax consequences where clients may reside. When it can benefit clients, access is provided to Bank of America for residential and securities-based lending. We work closely with client's tax and legal advisors to help ensure a coordinated strategy.
If a client calls, we answer the phone – even on Sundays. Conversations may range from an investment question, to a real estate opportunity, to leaving money to a child. We also connect clients with names of private schools, physicians, hospitals, and assisted-living facilities in the U.S., for example,” Matias Beyhaut says. “The people we serve demand and receive our very best efforts."
No two investment approaches are alike because no two investors are alike. We'll examine several components — your life priorities, investment personality and financial situation — and work together to help you create a customized, actionable approach with personalized advice and measurable goals. We'll help you track progress to your goals and work with you to adjust your investment approach over time, as needed.
Our years of experience through multiple market fluctuations have helped us understand that we can help you pursue your goals by being consistent in our approach. We’ll work with you to build a personalized investment approach that helps you pursue your goals – no matter the financial environment. We’ll take into account your objectives, time horizon and liquidity needs and, perhaps most important, your sensitivity to risk and investment personality.
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Merrill
Securities Based Lending Specialist
Bank of America, N.A.
Wealth Strategist
Merrill
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right AdvisorTM
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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