The BMR Wealth Management Group

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Meet the Team


 At The BMR Wealth Management Group, we have more than 150 years of combined wealth management experience – almost all of it with Merrill Lynch.

Perhaps of greater consequence is that our team is as sensitive, as it is seasoned. That the enduring relationships we enjoy with clients span generations of their families. That our “highly personalized and purposed” wealth management approach is designed to help clients satisfy their heartfelt goals for lifestyles and legacies.

As advisors, we have each pursued rigorous industry training and share our love of learning with clients and their families. In addition, our diverse ages and backgrounds allow us to work comfortably with all members of clients’ families. On a given day, we may engage with and educate clients’ spouses, children, and grandchildren or visit with an elderly parent.

Above all, we believe that going the extra mile is never going out of our way. We welcome the opportunity to celebrate milestones with clients: birthdays, anniversaries, graduations and weddings – and to be there when challenges arise. After hurricanes, we have brought clients food, while other clients whose homes were destroyed stayed in ours. We have also stayed close by, when clients were ill or their family members had passed. The relationships we enjoy with clients are fulfilling – professionally and personally.

Diane J Ridley

Diane J Ridley

Wealth Management Advisor

561.775.8143
Scott  Mazur

Scott Mazur

International Wealth Advisor

561.775.8105
Meghan C Porter

Meghan C Porter

Financial Advisor

561.904.7063
Vincent M Tarduogno

Vincent M Tarduogno

Analyst Investments

561.775.8127
Richard  Fischer

Richard Fischer

Analyst Business Management

561.775.8116
Ellen  Cajal

Ellen Cajal

Client Associate

561.775.8141
Jennifer  Miller

Jennifer Miller

Client Associate

561.775.8134

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

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Maria H Rogers

Senior Wealth Management Lending Officer, NMLS #1405917

Sheau-Lei H Ellison

Sheau-Lei H Ellison

Structured Credit Executive

William F Papenfuss

William F Papenfuss

Trust Specialist

Where do we begin? It starts with you.

At Merrill Lynch, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

At The BMR Wealth Management Group, experience tells us that clients benefit most from a “collaborative, consistent and caring” team approach – the type that friends or family members might offer - which is why we believe:

• “Old-fashioned” conversations and frequent communication are critical. We “earn our stripes” by offering a wealth management experience that is highly responsive and responsible. Anything less is less than you deserve.

• Our planning-based approach is designed to address your needs and circumstances as they evolve. Putting our heads together, we will examine your full financial picture and craft a multi-faceted strategy to help coordinate and prioritize your goals, comfort with risk, and other factors.

• Understanding and addressing your cash flow requirements must come first. From there, we collaborate as a team to build an asset allocation strategy that may include high-quality, dividend-paying stocks and other instruments that must satisfy our exhaustive due diligence and that of the firm.

• Even the best strategy needs to be followed. That’s why ensuring your disciplined financial behavior is critical to achieving and sustaining positive, long-term outcomes. Equipped with the knowledge of your goals, we can help you set targeted, realistic objectives and understand your role in pursuing them.

Philosophy

The BMR Wealth Management Group prides itself in being both large and small: large enough to access the resources and capabilities of Merrill Lynch and small enough to foster the intimacy and customization that clients expect and deserve. We believe that the best financial strategy is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. With access to the investing insights of Merrill Lynch and the banking convenience of Bank of America, we will work with you to develop strategies that are specically designed to address your priorities and financial needs.

Approach

We begin every relationship with a conversation, helping you to identify and prioritize which goals matter most to you. Whether that's transferring wealth to the next generation, customizing financial strategies that help you pursue your passions, or simply providing advice and guidance to help you stay informed, we start by listening to learn more about you.

Merrill Lynch developed the Investment Personality Assessment to help us get to know your investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can help customize the financial strategy we develop together.

Capabilities

Our process is designed to deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond portfolio management. Our ability to provide access to the investment insights of Merrill Lynch and the banking convenience of Bank of America offers a way for clients to manage all of the pieces of their financial lives. We can be a financial resource, helping clients with the process of transferring wealth to the younger generation.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill Lynch developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial strategy we develop together to help you with your approach for what matters most to you. Our Investment Personality Assessment is one of the ways to help me get to know you – to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial strategy.

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





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Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.