Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Bret and his team can help with a broad range of financial services including but not limited to:
- Customized investment management services
- Retirement planning strategies
- Trust and estate planning strategies
- Wealth preservation & insurance planning strategies
- Liability management
- Strategies for concentrated equity positions
- Business & Retirement Plan strategies
Senior Financial Advisor
Senior Vice President
Bret is a Senior Vice President, and Senior Financial Advisor, who joined Bank of America Investment Services in 1995. He graduated from the University of West Florida, in 1986, with a Bachelor of Science in Accounting and a Minor in Finance. Prior to joining the Bank of America / Merrill Lynch team, he worked as a staff accountant with Delloitte Haskins & Sells, now Deloitte Touche, in public accounting, and as an insurance agent / investment advisor with Northwestern Mutual. Bret does not give tax advice in his current role at Merrill Lynch.
Bret’s experience enables him to understand his client’s individual, family and/or business needs and concerns and develop a long term strategy to help in achieving growth, preservation and transfer of assets. He believes this is best accomplished through the resources of Merrill Lynch and Bank of America and working closely with his client’s attorney and CPA. This is vital in helping the client maximize tax efficiency and secure financial stability.
Bret is a native of Pensacola. He and his wife Susan live in Pace and have two grown children. They are active members of their local church as well as active members of local civic organizations.
W J Woodham High School
HOSTED BY: Candace Browning, Michael Hartnett & Chris Hyzy
Supported by the global resources of Merrill Lynch, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer, NMLS #518460
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
I believe it’s important that you seek the advice and guidance of an experienced financial advisor who can thoughtfully analyze your situation, identify strategies that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management strategy for the future.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.