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Alfredo Aguirre

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Profile

Alfredo Aguirre is a Senior Vice President and Wealth Management Advisor. He joined the financial services industry in 1998, as a licensed Financial Advisor and later Merrill in 2006. He has earned the CERTIFIED FINANCIAL PLANNER™, CFP® certification as well as the Chartered Retirement Planning CounselorSM,CRPC® designation.

He believes clients entrust their financial well-being to him, because they want a financial advisor who understands sophisticated investment, wealth management strategies, and is able to communicate in a direct and genuine manner the advantages and disadvantages of various courses of action. They want this information based specifically on their family’s needs and goals rather than a generic plan.

Each family describes financial success differently; to some, it means making employment optional, allowing them to spend more time on leisure activities; others may want to leave a substantial, meaningful legacy. Each family also has difficult and sometimes uncomfortable situations to face and plan for, topics that require a great degree of sensitivity, neutrality and empathy.

Alfredo and his family have resided and been contributors to the Broward County Community since 1981. Previously he has served as Chairman of numerous boards & clubs, named finalist for the 211 Board leader of the Year award in 2012. Also, currently involved in the following entities, St. Bonaventure Finance Council, Greater Fort Lauderdale Chamber Finance Committee, Weston Rotary Club, Weston CERT (Community Emergency Response Team), has taught financial awareness classes throughout Broward County since 1999, a graduate of Leadership Broward’s Class XXXI, Board member of Junior Achievement and The Broward Education Foundation. Alfredo is an enthusiastic fundraiser for numerous charities, coaches youth sports, raises funds for children charities by competing in grueling endurance events, including the IronMan Triathlon, |He spends his time with his family mountain biking, camping, practicing martial arts, sailing, hiking, climbing or just having a blast.


*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.

*CRPC® and Chartered Retirement Planning CounselorSM are registered service marks of the College for Financial Planning.

  • LANGUAGES

    English & Spanish

  • EDUCATION

    University of Florida

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Alexander Londono

Alexander Londono

Employee Benefits Specialist

Bank of America, N.A.

Corey Bilbo

Corey Bilbo

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #1392632

Upcoming Events

Anywhere, Anytime Access Through Our Online and Mobile Apps

WebEx

June 29th, 2021|4:00 PM EST

As we navigate through these extraordinary times, we will continue to devote resources to help ensure your personal safety, while maintaining the services you count on. As a Merrill client, we want to ensure that you understand we are available anywhere and anytime you need us. This seminar will provide an overview on: Accessing your Merrill investment and Bank of America bank accounts, Ensuring your financial information remains secure, managing your financial transactions from home, and communicating securely with your advisor.

    For more information: 954.916.2858 or gloria.e.aguirre@ml.com

    Trust Webinar - New Normal: Wealth Structuring

    Web Ex

    June 16th, 2021|4:00 PM EST

    The nature of the global pandemic and market volatility may have you thinking about your larger wealth plan. Whether you have seen a decline in cash flows, are concerned about potential tax increases, or just want to make sure you're appropriately planning for the future, we can help. 

    Join us for a webinar on Wealth Structuring in the New Normal, where we will:

    Share our take on how the coronavirus is impacting the markets, and potentially your finances
    Discuss various aspects of wealth structuring and how some techniques can help you preserve your assets
    Explore how volatility and low interest rates can help to provide opportunities for tax efficiency, saving for retirement and meeting other important financial goals
    And offer you some practical ideas that you may want to consider now, to help organize your plan for the future

      For more information: 954.916.2858 or gloria.e.aguirre@ml.com

      Past Events

      An Evening with Nicholas Sparks

      Live Webcast

      February 11th, 2021|6:00 PM EST

      Please join as we sit down for an intimate evening with Nicholas Sparks, award-winning author and noted philanthropist. This discussion will take us through Nicholas’s journey throughout his life, career, and personal mission.

      Presented by: Nicholas Sparkers, Author and Steven Alch, Managing Director and Divisional Director

        Sustainable and Impact Investing: The Power to Create Positive Change

        WebEx

        February 23rd, 2021|6:00 PM EST

        Join Jackie VanderBrug, Head of Sustainable and Impact Investment Strategy for the Chief Investment Office, in a conversation about investing in the momentum of a changing world through sustainable investing. By incorporating Sustainable Investments into your wealth management plan, you can seek positive social or environmental effects while still pursuing competitive financial returns. We will consider thematic approaches, the advent of “Stakeholder Capitalism” and areas of innovation and opportunity, as well as how Sustainable investments may be able to mitigate risk and identify companies poised for outperformance in bear and bull markets.

        Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for nonfinancial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.

          The Quality of Life

          WebEx

          March 23rd, 2021|6:00 PM EST

          Join us for “The Quality of Life” webinar presented by Bill McManus, Managing Director on the Applied Insights Team for Hartford Funds. The following questions will be discussed and you’ll find out what they have to do with retirement planning: Who will change my light bulbs? How will I get an ice cream cone? Who will I have lunch with? This presentation will show how answering these questions is a great place to start creating a broader, more holistic approach to living longer and living well.

          Presented by:  Bill McManus, Managing Director on the Applied Insights Team for Hartford Funds

            Where do we begin? It starts with you.

            At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

            Understanding Your Life

            Welcome

            My mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. I help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. My wealth management approach is about using wealth to help turn goals into reality.

            Approach

            I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

            Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

            Philosophy

            I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.

            Capabilities

            My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

            Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

            Focus On Individuals, Families and Small Businesses

            I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

            • Health: Managing healthcare expenses, now and in the future
            • Home: Upsizing, downsizing, remodeling or buying a vacation home
            • Family: Taking care of your family and other people in your life
            • Leisure: Spending your free time in meaningful ways
            • Giving: Volunteering, mentoring others and giving to charities
            • Work: Working in retirement, selling or starting a business
            • Finance: Bringing it all together and defining your financial goals

            This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

            Your approach to investing

            Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

            Understanding your goals and priorities

            Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

            Your Financial Approach

            We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

            HEALTH
            Planning for healthcare expenses now and in the future
            • Long-term Care Insurance3
            • Health Savings Account2
            • Disability Insurance3
            FAMILY
            Taking care of your family and other people in your life
            • Trust & Estate Planning Services4
            • Education Funding1
            • Insurance3
            HOME
            Upsizing, downsizing, remodeling or buying a vacation home
            • Home Loans2
            • Home Equity Lines of Credit2
            • Securities-Based Lending2
            • Credit Cards2
            WORK
            Working in retirement, selling or starting a business
            • Bank of America Business Banking2
            • Exchange Funds1
            • Concentrated Stock Management1
            • Succession Planning1
            LEISURE
            Spending your free time in meaningful ways
            • Credit Cards2
            • Securities-Based Lending2
            • Structured Lending2
            GIVING
            Volunteering, mentoring others and giving to charities
            • Donor-Advised Funds4
            • Private Foundations4
            • Charitable Trusts4
            FINANCE
            Using your finances to bring it all together
            • Merrill Investment Accounts1
            • Investment Advisory Accounts1
            • Alternative Investments1
            • Exchange-Traded Funds1
            • Mutual Funds1
            • Closed-end Funds1
            • Fixed Income Products1
            • Options1
            • Annuities3
            • Impact Portfolios1
            • Market-Linked Investments1
            • Securities-Based Lending2
            • Margin1
            • Home Loans2
            • Bank of America Checking and Savings Accounts2
            • Credit Cards2
            • Online Account Access1,2

            1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
            2 Banking, mortgage and home equity products offered by Bank of America, N.A.
            3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
            4 Trust and fiduciary services are provided by Bank of America Private Bank.

            Staying on Track

            We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



            Reviews to help you
            stay on track

            We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



              Changes in your life
              and to your goals

              Your life and goals change. As these changes occur, we can update your approach to reflect them.

              #DigitalMerrill

              MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

              Your advisor is a click away within our site or mobile apps

              You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

              Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

                Let’s Have a Conversation

                Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

                Why Merrill?

                As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


                Merrill_Capabilities_Brochure.png  

                We put you first, every day.
                Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

                Adjusting your investment approach as your life and the markets change.

                We will work to help you stay on track, regardless of what the markets are doing.

                Personalized advice from a dedicated financial advisor.

                We get to know you and your family, your financial situation and what matters most to you.

                A comprehensive approach, built around your life’s priorities.

                Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.