Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
I focus on addressing the investing and fiduciary responsibilities of institutions as well as the wealth management needs of individuals and families. I work closely with clients to determine their needs so that we can craft customized financial strategies to help them pursue their goals.
Alfredo Aguirre is a Senior Vice President and Wealth Management Advisor. He joined the financial services industry in 1998, as a licensed Financial Advisor and later Merrill in 2006. He has earned the CERTIFIED FINANCIAL PLANNER™, CFP® certification as well as the Chartered Retirement Planning CounselorSM,CRPC® designation.
He believes clients entrust their financial well-being to him, because they want a financial advisor who understands sophisticated investment, wealth management strategies, and is able to communicate in a direct and genuine manner the advantages and disadvantages of various courses of action. They want this information based specifically on their family’s needs and goals rather than a generic plan.
Each family describes financial success differently; to some, it means making employment optional, allowing them to spend more time on leisure activities; others may want to leave a substantial, meaningful legacy. Each family also has difficult and sometimes uncomfortable situations to face and plan for, topics that require a great degree of sensitivity, neutrality and empathy.
Alfredo and his family have resided and been contributors to the Broward County Community since 1981. Previously he has served as Chairman of numerous boards & clubs, named finalist for the 211 Board leader of the Year award in 2012. Also, currently involved in the following entities, St. Bonaventure Finance Council, Greater Fort Lauderdale Chamber Finance Committee, Weston Rotary Club, Weston CERT (Community Emergency Response Team), has taught financial awareness classes throughout Broward County since 1999, a graduate of Leadership Broward’s Class XXXI, Board member of Junior Achievement and The Broward Education Foundation. Alfredo is an enthusiastic fundraiser for numerous charities, coaches youth sports, raises funds for children charities by competing in grueling endurance events, including the IronMan Triathlon, |He spends his time with his family mountain biking, camping, practicing martial arts, sailing, hiking, climbing or just having a blast.
*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.
*CRPC® and Chartered Retirement Planning CounselorSM are registered service marks of the College for Financial Planning.
English & Spanish
University of Florida
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Employee Benefits Specialist
Bank of America, N.A.
Wealth Management Lending Officer
Bank of America, N.A.
June 29th, 2021|4:00 PM EST
As we navigate through these extraordinary times, we will continue to devote resources to help ensure your personal safety, while maintaining the services you count on. As a Merrill client, we want to ensure that you understand we are available anywhere and anytime you need us. This seminar will provide an overview on: Accessing your Merrill investment and Bank of America bank accounts, Ensuring your financial information remains secure, managing your financial transactions from home, and communicating securely with your advisor.
June 16th, 2021|4:00 PM EST
The nature of the global pandemic and market volatility may have you thinking about your larger wealth plan. Whether you have seen a decline in cash flows, are concerned about potential tax increases, or just want to make sure you're appropriately planning for the future, we can help.
Join us for a webinar on Wealth Structuring in the New Normal, where we will:
Share our take on how the coronavirus is impacting the markets, and potentially your finances
Discuss various aspects of wealth structuring and how some techniques can help you preserve your assets
Explore how volatility and low interest rates can help to provide opportunities for tax efficiency, saving for retirement and meeting other important financial goals
And offer you some practical ideas that you may want to consider now, to help organize your plan for the future
February 11th, 2021|6:00 PM EST
Please join as we sit down for an intimate evening with Nicholas Sparks, award-winning author and noted philanthropist. This discussion will take us through Nicholas’s journey throughout his life, career, and personal mission.
Presented by: Nicholas Sparkers, Author and Steven Alch, Managing Director and Divisional Director
February 23rd, 2021|6:00 PM EST
Join Jackie VanderBrug, Head of Sustainable and Impact Investment Strategy for the Chief Investment Office, in a conversation about investing in the momentum of a changing world through sustainable investing. By incorporating Sustainable Investments into your wealth management plan, you can seek positive social or environmental effects while still pursuing competitive financial returns. We will consider thematic approaches, the advent of “Stakeholder Capitalism” and areas of innovation and opportunity, as well as how Sustainable investments may be able to mitigate risk and identify companies poised for outperformance in bear and bull markets.
March 23rd, 2021|6:00 PM EST
Join us for “The Quality of Life” webinar presented by Bill McManus, Managing Director on the Applied Insights Team for Hartford Funds. The following questions will be discussed and you’ll find out what they have to do with retirement planning: Who will change my light bulbs? How will I get an ice cream cone? Who will I have lunch with? This presentation will show how answering these questions is a great place to start creating a broader, more holistic approach to living longer and living well.
Presented by: Bill McManus, Managing Director on the Applied Insights Team for Hartford Funds
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.