Alfredo Aguirre

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Profile

Alfredo Aguirre is a Senior Vice President and Wealth Management Advisor. He joined the financial services industry in 1998, as a licensed Financial Advisor and later Merrill in 2006. He has earned the CERTIFIED FINANCIAL PLANNER™, CFP® certification as well as the Chartered Retirement Planning CounselorSM,CRPC® designation.

He believes clients entrust their financial well-being to him, because they want a financial advisor who understands sophisticated investment, wealth management strategies, and is able to communicate in a direct and genuine manner the advantages and disadvantages of various courses of action. They want this information based specifically on their family’s needs and goals rather than a generic plan.

Each family describes financial success differently; to some, it means making employment optional, allowing them to spend more time on leisure activities; others may want to leave a substantial, meaningful legacy. Each family also has difficult and sometimes uncomfortable situations to face and plan for, topics that require a great degree of sensitivity, neutrality and empathy.

Alfredo and his family have resided and been contributors to the Broward County Community since 1981. Previously he has served as Chairman of numerous boards & clubs, named finalist for the 211 Board leader of the Year award in 2012. Also, currently involved in the following entities, St. Bonaventure Finance Council, Greater Fort Lauderdale Chamber Finance Committee, Weston Rotary Club, Weston CERT (Community Emergency Response Team), has taught financial awareness classes throughout Broward County since 1999, a graduate of Leadership Broward’s Class XXXI, Board member of Junior Achievement and Jack & Jill. Alfredo is an enthusiastic fundraiser for numerous charities, coaches youth sports, raises funds for children charities by competing in grueling endurance events, including the IronMan Triathlon, |He spends his time with his family mountain biking, camping, practicing martial arts, sailing, hiking, climbing or just having a blast.










*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.

*CRPC® and Chartered Retirement Planning CounselorSM are registered service marks of the College for Financial Planning.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • LANGUAGES

    English & Spanish

  • EDUCATION

    University of Florida

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Brian Kuhn

Brian Kuhn

Insurance Specialist

Merrill Lynch

Corey Bilbo

Corey Bilbo

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #1392632

Past Events

Digital Adoption and Client Experience

1230 S. Pine Island Road , Plantation , FL 33324

January 30th, 2020|12:00 PM - 3:00 PM EST

We will demonstrate the unique capabilities of MyMerrill.com and the MyMerrill mobile app and Bank of America Mobile and Online Banking.

    Digital Adoption and Client Experience

    3007 NE 207TH Street , Aventura , FL 33180

    January 30th, 2020|5:00 PM - 8:00 PM EST

    We will demonstrate the unique capabilities of MyMerrill.com and the MyMerrill mobile app and Bank of America Mobile and Online Banking.

      Digital Adoption and Client Experience

      401 East Las Olas Boulevard , Bank Of America 1st floor conference room , Fort Lauderdale , FL 33301

      January 31st, 2020|12:00 PM - 3:00 PM EST

      We will demonstrate the unique capabilities of MyMerrill.com and the MyMerrill mobile app and Bank of America Mobile and Online Banking

        Where do we begin? It starts with you.

        At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

        Understanding Your Life

        Welcome

        My mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. I help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. My wealth management approach is about using wealth to help turn goals into reality.

        Philosophy

        I believe the best financial strategy is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop strategies designed to help address your financial needs.

        Approach

        I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing financial strategies to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you.

        Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. By gaining a deeper understanding of how you think and feel about investing, through this assessment I can customize financial strategies together. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

        Capabilities

        My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investment management. My ability to provide access to the investment insights of Merrill, as well as banking, trust and fiduciary services from Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with strategies for transferring wealth to the younger generation.

        Focus On Individuals and Families

        I work primarily with high-net-worth individuals and families. I’ll begin by getting to know you as we explore the following seven priorities together:

        • Health: Managing healthcare expenses, now and in the future
        • Home: Upsizing, downsizing, remodeling or buying a vacation home
        • Family: Taking care of your family and other people in your life
        • Leisure: Spending your free time in meaningful ways
        • Giving: Volunteering, mentoring others and giving to charities
        • Work: Working in retirement, selling or starting a business
        • Finance: Bringing it all together and defining your financial goals

        I work closely with other trusted professionals to help clients pursue their goals, drawing on the investment insights of Merrill and access to the banking convenience of Bank of America as we do so.

         

        Your approach to investing

        Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial strategy we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

        Understanding your goals and priorities

        Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial strategy.

        Your Financial Strategy

        We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

        FAMILY
        Taking care of your family and other people in your life
        • Trust & Estate Services2
        • Education Funding Strategies1
        • Insurance3
        HEALTH
        Planning for healthcare expenses now and in the future
        • Long-term Care Insurance3
        • Health Savings Account2
        • Disability Insurance3
        HOME
        Upsizing, downsizing, remodeling or buying a vacation home
        • Home Loans2
        • Home Equity Lines of Credit2
        • Securities-Based Lending2
        • Credit Cards2
        WORK
        Working in retirement, selling or starting a business
        • Bank of America Business Banking2
        • Exchange Funds1
        • Concentrated Stock Management1
        • Succession Planning1
        LEISURE
        Spending your free time in meaningful ways
        • Credit Cards2
        • Securities-Based Lending2
        • Structured Lending2
        GIVING
        Volunteering, mentoring others and giving to charities
        • Donor-Advised Funds2
        • Private Foundations2
        • Charitable Trusts2
        FINANCE
        Using your finances to bring it all together
        • Merrill Lynch Investment Accounts1
        • Investment Advisory Accounts1
        • Alternative Investments1
        • Exchange-Traded Funds1
        • Mutual Funds1
        • Closed-end Funds1
        • Fixed Income Products1
        • Options1
        • Annuities3
        • Impact Portfolios1
        • Market-Linked Investments1
        • Securities-Based Lending2
        • Margin1
        • Home Loans2
        • Bank of America Checking and Savings Accounts2
        • Credit Cards2
        • Online Account Access1,2

        1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
        2Banking products are offered by Bank of America, N.A.
        3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

        Staying on Track

        We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.


        Periodic reviews to help you
        stay on track

        We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.


          Monitoring changes in your life
          and to your goals

          Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

          Wealth Management Your Way

          MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

          It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click

          You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features

          Your advisor is a click away through our Secure Inbox and texting application

          Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income

            Let’s Have a Conversation

            Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

            Why Merrill Lynch?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


            Merrill_Capabilities_Brochure.png  

            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

            Personalized advice from a dedicated financial advisor.

            Getting to know you is our primary goal.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

            Adjusting your strategy as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.