Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Gary Smith, CLU®, ChFC®
Vice President, Wealth Management Advisor, Portfolio Advisor
I take a planning based approach and use a defined process to assess your risk tolerance. I then design an investment strategy that attempts to maximize a greater degree of certainty while minimizing your risk. I help to manage the sequence of returns when you are in retirement and maximize assets going to your intended beneficiaries.
Before any financial decisions are made, I look at your whole financial life and take the time to fully understand who you are and what matters the most to you. With this intimate knowledge about what you value most, I will help you to establish objectives, develop an appropriate strategy and make recommendations that draw upon the breath and depth of Total Merrill to connect all the pieces of your financial life. I will conduct regular reviews with you to help you monitor your progress toward reaching your goals and keep your strategies consistent with any changes that may take place in your life and/or business.
I have been a Financial Advisor since 1981, joining Merrill Lynch in 2007. I am a graduate of Allegheny College and hold a Masters Degree in Teaching from Antioch University. I have authored several articles in national magazines as well authoring a weekly column in the “Syracuse Herald Journal” from 1991 – 1997 on financial topics. I enjoy golf and spending time with my wife and five children.
Chartered Financial Consultant® and the ChFC® and The Chartered Life Underwriter® and CLU® marks are the property of The American College, which reserves the sole rights to its use, and is used by permission
Community involvement is an integral part of how I interact with clients and communities. I am enthusiastically involved with volunteering and fundraising for organizations such as Rotary and The Riverwood Men's Club in Nocatee and other volunteer work.
Antioch College (suspended operation June 2008; planned re-opening in 2012)
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.