Thomas, or "Tommy" as he's known to clients and friends, brings a proclivity for all things financial to the team. His upbringing cultivated an exceptional appreciation for the importance of family and associated traditions. This core value, coupled with his MBA degree in finance and management, translates into his business practices today. Tommy has an innate ability to clarify where clients are with their finances and help them to see their true portfolio potential. He does so by always trying to put the client's needs first and by respecting the fact that relationships and trust grow over time. His wealth management strategies start with gaining an in-depth understanding of each client's current situation and individual goals. He joined Merrill Lynch Wealth Management in 2013.

He is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. When servicing clients through the Firm’s Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis.

He holds the Accredited Asset Management Specialist, AAMS® designation. Tommy earned a bachelor's degree from the University of Miami with a concentration in management, finance and business law. He then went on to earn his MBA from Florida Atlantic University, focusing on finance and management.

As a Stuart native Tommy has developed a love for boating and the ocean. He enjoys time spent on the water with his wife Lauren, daughter Kennedy and Labrador Honey.

Tom believes investment goals are personal and that client’s portfolios are designed to reflect this. Tom has been providing wealth management guidance since 1985, when he began his career with Merrill Lynch Wealth Management. He leads the portfolio strategy for his team, drawing on his extensive experience in the financial services industry.

Tom and his wife, Madelyn, reside in Stuart, Florida, and have two grown sons, Tommy and Don. As a member of the Stuart Sailfish Club, Tom spends his free time enjoying marlin fishing or boating with his family.

Kathy launched her financial services career in the mortgage industry in 1986. She has been working with Tom Holder since joining Merrill Lynch Wealth Management in 1997. Kathy is the team’s lead operational and administrative member. She focuses on total client and team oversight, coordinating the smooth running of the business with enthusiasm and dedication.

Kathy received her bachelor's degree in business management and human resources from Florida State University in Tallahassee, Florida. She and her husband, Don, have three children, Chad, Craig and Cortney. They reside in Palm City, Florida.