Pingleton McKinley & Associates


Pingleton McKinley & Associates

Wealth Management
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McKinley & Associates has now partnered with

The Pingleton Wealth Management Group to create

Pingleton McKinley and Associates

Pingleton McKinley & Associates

We Understand the Challenges of Considerable Wealth

Pingleton McKinley and Associates recognizes that significant wealth brings responsibilities as well as privileges. Our mission is to help you navigate the challenges of managing your wealth so that you can enjoy it, put it to work toward your personal goals and make wise choices in creating a legacy for future generations.

You Are Our Priority

Our small, highly engaged team gives you the personalized attention you deserve. We are your gateway to the investment insights of Merrill Lynch and the banking convenience of Bank of America. Our team is led by Karen McKinley, who has advised clients since 1986. She is deeply experienced in serving affluent families and individuals. By putting her knowledge to work for you, Karen can help you address your own particular needs in a variety of situations—from developing an investment strategy designed to manage risk, to business succession planning.

How We Work With and for You

The Pingleton McKinley Group is sensitive to investment risk in all its forms. Asset allocation, diversification and disciplined risk managements are fundamentals for us. You will be assisted in assembling an investment portfolio that is in line with your risk tolerance, time horizon, liquidity needs and long-term goals.

Client education is at the heart of what we do. Throughout our relationship, we will strive to keep you apprised of changing market conditions so you can make informed judgments about investment risk or take advantage of domestic or global investment opportunities. 

Learning What Wealth Means to You

No single investment strategy suits every client's needs. We recognize that your circumstances, your financial vision, your hopes and aspirations are unique.

During our initial meetings with you, we strive to learn all we can about your lifestyle, your risk tolerance, time horizon and liquidity needs, and how deeply you want to be involved in day-to-day decisions about your portfolio. What you say about your experiences and values gives us the insight we need to help you tailor an individualized strategy.

Wealth management is a dynamic process carried out over time. We are committed to staying attuned to any changes in your personal goals or circumstances that may affect your wealth management outlook. 

  • We are dedicated to helping you build and preserve your wealth so you can pursue the life goals that are most meaningful to you and your family.Karen L. McKinley

Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.

Transcript of Video 

Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.