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Anna Kravchuk
Financial AdvisorMerrill Lynch
Wealth Management
Whatever your personal goals may be, I will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.
Profile
VALUE PROPOSITION
By asking questions, listening and appreciating clients’
financial and emotional capital, I can help them pursue life’s rewards
– even when difficult circumstances can stop them in their tracks.
PROFILE
Anna is fascinated by the people she serves – an impressive clientele residing in Central Kentucky, Indiana and on both coasts. Diverse in their livelihoods and lifestyles, they include active and retired corporate executives, business owners, physicians, dentists and architects (for whom she also handles their employees’ retirement plans).
Still, Anna most often receives referrals to women who’ve assumed responsibility for their finances as sole earners, after divorce or as widows. Working hard to earn their trust – when trust is hard to come by – Anna examines each client’s emotional risk tolerance and what’s mathematically feasible in terms of achieving their short- and long-term goals. Ultimately, she strives to help clients regain a sense of control and focus on themselves – to see what’s truly possible.
Supported by her three client associates and resources throughout Bank of America, Anna currently assists many clients who followed her to Merrill. She offers customized retirement planning, succession planning, education planning and liability management. Anna also advises clients on managing large concentrations of stock positions, and key transitions including an inheritance and the sale of a business.
“When it comes to investments, I put myself in clients’ shoes, rather than put them into any portfolio. As a “hands-on” and “ears-open” advisor, I need to have a clear idea of a client’s financial picture – and identify areas of strength and weakness. Then I use Merrill’s exceptional research and due diligence to invest intelligently on behalf of each client – with a focus blue-chip companies. My job is helping clients get from Point A to Point B with the least amount of risk necessary,” Anna explains.
Anna not only speaks the language of many clients (English, Russian, Ukrainian and French), she also speaks “legal-ese” – allowing her to work effectively with clients’ attorneys on issues of divorce and estate planning strategies (given her training as a paralegal). In addition, Anna coordinates with clients’ CPAs to align tax minimization strategies.
Given her banking background, Anna also finds it natural to focus on both sides of clients’ balance sheets – assets and liabilities. In fact, her knowledge of the dynamics and process of large banking institutions helps her in providing access to residential, securities-based and other lending solutions from Bank of America, N.A.
Anna grew up in Kiev, Ukraine and graduated from Kiev National Linguistic University before moving to the U.S. and graduating from the University of Louisville. In 2005, she began her 15-year career in banking and investments at US Bank and later assumed roles of increased responsibility at Chase and PNC, including that of private client advisor. Anna moved to Merrill in 2018, to give clients a more comprehensive range of potential strategies and solutions.
Anna resides in Crestwood with her husband, two daughters and rescue pup Buddy.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
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LANGUAGES
Ukrainian, English & Russian
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EDUCATION
Kiev National Linguistic University
University of Louisville
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Staying on Track
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
Reviews to help you
stay on track
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Changes in your life
and to your goals
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Let’s Have a Conversation
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
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Why Merrill?
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Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right Advisor®
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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