Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
With 20 years in the banking and financial services industry, Kristian joined Merrill Lynch as a financial advisor in 2018. Among the reasons she chose to join the financial services industry is the desire to help others. As witness to the challenges faced by important people in her life, she recognized the need for a professional and caring team to help others realize the life they want.
Kristian believes her purpose is to help others define their goals, establish a wealth management strategy centered on their priorities and then help them to adjust their strategy as the inevitable changes in life occur. An entrepreneur and business owner, like her father, grandfather, and great great grandfather, Kristian understands the challenges and gratification of owning a small business. Her focus is on developing strategies and providing investment guidance for individuals, their families and their businesses by understanding their short and long-term financial objectives.
As a Merrill Lynch financial advisor, Kristian offers advice and guidance based on your goals and priorities– for yourself, your family, and your business. She can help corporate executives integrate their corporate benefits into a long-term strategy, as well as deal with the challenges of important transition events like divorce, retirement, inheritance or the sale of a business.
Kristian is a graduate of Albright College with a bachelor’s degree in International Business Administration. She and her husband, Dr. James L. Moss, Psy.D, live in Atlanta. Active in the community, their passion is helping others improve their lives as active supporters of education and lifelong learning initiatives.
Personalized advice, disciplined investing and ongoing review can make this a reality.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Wealth Management Lending Officer NMLS # 652540
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
There is no substitute for a one-on-one relationship with a Merrill Lynch financial advisor committed to your needs – a caring advisor who can leverage the investment insights of Merrill Lynch and access to the banking convenience of Bank of America to help clients face today’s financial and economic landscape. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.