Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
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Whether considering family, home, work, or retirement you have goals and concerns that are important to you. The value you place on your life priorities is matched by desire to work with an advisory team who listens, patiently, to what matters most to you; one capable of using this understanding to provide the guidance and direction needed to assist you in achieving the most out of life.
The process begins with an understanding of your life priorities, risk tolerance, liquidity needs, financial resources, and goals. It progresses to a personalized wealth management plan designed to help you achieve the best life for you and your family; a plan that maintains the flexibility needed to adapt to the inevitable changes that occur in life.
It may be time for a new approach to the journey ahead – one based on what matters most to you and connects you with the advice, guidance and care you desire along the way. ARH Wealth Management can assist you along this path, providing the resources needed to help you connect to a better financial life.
We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, we will work with you to develop an approach designed to help address your financial needs.
We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.
We can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We’ll start by getting to know you and how you feel about the following seven life priorities.:
Preserving the assets you’ve worked so hard to earn is a key component to maintaining your wealth. Rather than chasing large returns, we seek to achieve consistent performance over the long term.
Our approach to wealth management starts by mapping out your current financial position, and then helps you develop a foundation for preserving your assets. Our goal is to help you know where your money is, where it’s going and how to keep more of it working for you.
The strategies we recommend are driven by municipal bonds and focus on preserving, distributing and transferring your wealth to future generations. Based on our extensive experience in the municipal bond market, we believe these instruments can be an attractive way to diversify your portfolio, minimize your risk exposure and provide regular income. They are also tax efficient, since the interest they pay is exempt from federal and, in some cases, state and local income taxes.
As an employer, you understand the importance that a well-designed retirement program can play in helping you attract and retain highly talented employees, make the most of your business assets and assist your employees with their retirement savings goals.
As a Retirement Benefits Consultant, Matthew Currie is a member of an elite group of financial advisors with in-depth retirement and benefit plan knowledge and experience. Working in a consultative capacity with record keepers and third-party administrators, Matt and the ARH Group are uniquely qualified to help you:
-Evaluate your business requirements and think through what you want your retirement plan to achieve
-Select plan type, fees, design and service providers
-Construct and track investment menus, create a review schedule for funds and offer investment recommendations for individual plan participants
-Understand your fiduciary responsibilities by providing resources and ongoing education and assisting with vendor benchmarking and record keeping
-Communicate with and educate your plan participants
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
ISG Portfolio Strategist
Learn about the MyMerrill Mobile App.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial
complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.