Looking toward a new era of growth

This year started strong. Will 2024? Watch experts discuss where the markets and economy could go next and steps you could take now to prepare.

Save the date

Desmond Blue, Financial Advisor, Atlanta

Our Videos

Insights, observations, and ideas to help you in your pursuit of your financial goals.

Important Video Disclosures

My team and I will help you fulfill your vision for your family's financial future.

Where are the Economy and Markets Headed?

How we help clients build a plan that plots a steady course to retirement.


Desmond attended Lee University earning his Bachelor of Science in Business Administration and Liberty University completing his MBA. He holds the and CERTIFIED FINANCIAL PLANNER™ certification and the Chartered Financial Analyst® designation,  a distinction shared by few advisors. Desmond focuses on several facets of wealth management planning that include risk management, retirement planning,  portfolio construction, as well as access to banking and lending services from Bank of America.

Desmond and his wife, Jill, live in Canton, GA.  Desmond enjoys spending time making memories with his family, cheering on his new home team, the Georgia Bulldogs and serving his community through City Refuge, a non-profit serving the inner-city of Atlanta and North Georgia.

Our team is involved with local communities, assisting charitable organizations such as City of Refuge. For more information about how we can help you pursue your goals and dreams, contact us at your convenience.


    Lee University

    Liberty University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Nicole Reardon

Wealth Management Banking Specialist


Brad Linn

Wealth Strategist


Tina Byrnes

Investment Solutions Group Portfolio Strategist

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life


Headquartered in Atlanta, GA, Desmond's team focuses on working with three distinct groups:  families seeking financial security and prosperity, business owners, individuals who have experienced significant windfalls or life-changing events.

We function seamlessly as an integrated team within a global firm that offers a diverse range of services:

Wealth Management Planning
- We clearly articulate how each financial decision impacts financial security; both in the long and short-term.  Depending on your unique situation, we customize a plan that is aligned to your needs. We focus on outcomes to the stuff that matters to a family: education of future generations, buying a second home, investing in other businesses. 

Investment Advisory Services - We have a clear understanding of your financial needs help ensure your lifestyle is never disturbed. Our goal is to help safeguard, enhance, and conserve your investment assets, utilizing a comprehensive, objective asset allocation strategy.

Banking - We provide access to credit and balance sheet management, encompassing services like mortgages, credit cards, and basic banking through Bank of America.

Philanthropy - We provide invaluable assistance to families in their philanthropic endeavors, helping them establish a lasting family legacy while contributing to the charitable causes closest to their hearts.

Friendship and Support - Beyond financial acumen, we are dedicated to making a positive impact on your life on a daily basis. Whether you're facing challenges or celebrating significant achievements, we stand by your side. Our ultimate aim is to provide you with financial confidence concerning your current financial situation and your financial future.


Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.


I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, I will work with you to develop an approach designed to help address your financial needs.


Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Families, Business Owners, & Sudden Wealth


Your family's financial well-being is paramount. The team is committed to helping you build a legacy of financial security. Whether you're planning for education expenses, buying your dream home, or securing a comfortable retirement, we'll work closely with you to develop a customized financial roadmap that aligns with your family's goals and values.

Business Owners

We recognize the unique financial challenges and opportunities that come with building and scaling a business. Our mission is to be your strategic partner, guiding you through every financial aspect of your entrepreneurial journey. From optimizing cash flow to planning for business expansion and eventual exit strategies, we're here to work with you so that you can enjoy reaching your entrepreneurial vision.

Sudden Wealth

Sudden wealth, whether through inheritance, investments, or other life-changing events, can be overwhelming. We focus on helping individuals navigate this new financial landscape. Together, we'll create a comprehensive plan which is designed to help safeguard your newfound wealth, minimizes taxes, and secures a prosperous future for you and your loved ones.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Anthem video thumb.jpg 
      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.