Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
J. Thomas “Tommy” Turner has been active in the financial services industry since 1996, serving at Merrill Lynch since 2002. He is a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. and has his Master of Business Administration. His focus is helping clients in developing and implementing long-term wealth management strategies for their personal and business finances.
Tommy attended Furman University on an Army ROTC Scholarship, was student body president, and earned a BA degree in 1992. After Furman, he earned a Master of Business Administration at the University of South Carolina and served four years as an officer in the United States Army at Fort Jackson, S.C. Tommy is a deacon at Lakewood Baptist Church and a Meals-On-Wheels volunteer. Tommy and his wife, Monica, live in Gainesville.
Our team’s goal is to be clients’ long-term, essential and trusted financial resource by providing personalized strategies and superior wealth management. We do this by putting clients’ interests first through integrity, respect, friendship and prudent advice.
We help clients develop, implement and execute a clear and effective wealth management strategy. This is accomplished by creating and growing wealth,preserving wealth, planning the distribution of wealth during life in the most tax-advantageous manner, and planning the distribution of wealth at death in the most tax-advantageous manner.
Clients’ overall investment portfolios are constructed utilizing modern portfolio theory with attention to the efficient frontier and the current economic environment. Portfolios are managed by strategically combining investments with low correlation aimed at providing steady, consistent returns over time according to each client’s cash flow needs and risk tolerance. This has the intented goal of producing superior long-term results, which arise from relative preservation of capital in difficult environments and solid performance in good markets.
University of South Carolina
West Springfield High School
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.