Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
Together, we can clarify your goals and help bring the various aspects of your financial life into one cohesive structure. Once you understand the motivations that drive your decisions, it’s easier to stay on track toward your objectives.
The CERBS Group brings you the talent and skill of a highly experienced wealth management team. We can offer customized advice and guidance to those clients who need it most, showing you a different approach to what you might have experienced elsewhere. Our process builds on your goals and personality to help bring the various aspects of your financial life into one cohesive structure. What’s more, our work with you can help you understand the motivations that drive your financial decisions.
Our individualized wealth management strategies are designed to help prominent business owners and entrepreneurs, medical and legal professionals, and corporate executives.
Many of the clients we work with are still actively accumulating wealth through equity compensation or through investment growth. Our team is experienced in helping high-income families develop income strategies that take into account current spending needs, while simultaneously creating actively managed investment portfolios with the potential to grow over time.
New clients are often surprised to hear us describe the aspect of our approach known as 'Goals based planning,' which addresses wealth creation, preservation, distribution and transfer. Our years of experience in working with affluent families have given us a deep insight into the behaviors that can lead to a more optimal financial journey.
The CERBS Group considers your investment portfolios from a perspective of steady refinement, looking to pinpoint potential wherever we can. In recommending dynamic portfolios, we look for strategies that can respond quickly to market opportunities and events as needed. Additionally, we focus on the range of asset allocations that we believe you’ll find aligned to your risk tolerance, time horizon, liquidity needs and objectives. From market evaluation to asset selection to fund allocation, The CERBS Group follows a disciplined process that considers economic conditions, taxes and overall risk.
SERVICES WE CAN OFFER
If you are like most clients we work with, you have a retirement dream. No matter what your vision, however, chances are you’ll need significant income to maintain your lifestyle in retirement. We know from experience that helping you set realistic goals is a critical first step. Together we can look at highly advanced models that enable you to examine a variety of investment scenarios under varying market conditions and then evaluate your probability of specific goals.
During the "accumulation phase" of your investing life, we strive to recommend portfolios that have the potential to offer the highest level of return for a given level of risk. At some point near or in retirement, clients usually call on us to recommend income portfolios. We call this the "financial turning point." It’s where we turn our focus from building and maintaining an asset structure to using those assets to produce the monthly income you’ll need to live the way you want.
HOW WE APPROACH YOUR "FINANCIAL TURNING POINT"
We are committed to enhancing the lives of clients. We educate and inform. We listen—and we take the time to understand your goals and dreams.The CERBS Group
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Strategist
Merrill
Employee Benefits Specialist
Bank of America, N.A.
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #485900
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right Advisor®
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
You are now leaving Bank of America Merrill Lynch.
By clicking Continue, you will be taken to a website that is not affiliated with Bank of America Merrill Lynch and may offer a different privacy policy and level of security. Bank of America Merrill Lynch is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.
You can click the Cancel button now to return to the previous page.