Capabilities

In 1914, Charles Merrill said, “The interests of our customers must come first.” That’s a commitment that we still honor today. Charles Merrill would be gratified to see how the business he founded continues to place a premium on service and commitment. With the investment insights of Merrill, and with access to the credit and lending capabilities of Bank of America, services are available that can help you address virtually every financial challenge you face.

Focus On High-Net-Worth Individuals and Business Owners

We offer clients a breadth of potential solutions, premier customer service and financial tools based on their unique circumstances. No matter what your goals may be, the process begins by defining and prioritizing your financial goals based on the following:

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together; defining your financial goals

• Potential risk management strategies
• Trust and estate planning services
• Tax-minimization strategies
• Access to Bank of America for your credit and banking needs

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Philosophy

You live in a world that’s constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are enacted or amended. That’s why understanding you and your situation is the best place to start helping you plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. By understanding you and your priorities, we can more effectively provide you with the experience and resources needed to help you build a personalized plan that is rooted in the unique complexities of your life.

Welcome

At The Dennison Group, we recognize the weight of investors’ trust so we make a lifelong commitment to support clients with complete wealth management at every stage. Though their goals, perspectives and lifestyles are unique, many of the most successful client connections are built on the following shared values:

Career Passion
Our team is passionate about financial guidance and client service, and we enjoy supporting investors who are equally devoted to their own careers. We focus on serving highly compensated individuals who work hard at what they do — and want to know their money is working equally hard to support the financial freedom they desire.

Family Commitment
We believe deeply in the power and importance of family, and we enjoy supporting clients across generations. We will work to uncover every aspect of your current and lifelong needs, and build a framework to transform today’s significant earnings into lasting wealth for you and your family.

Complex Financial Needs
We believe investing is just the beginning of our responsibility as Financial Advisors. In our relationships, we strive to help clients address their families’ complete financial needs across their breadth of objectives. Whether they have concentrated stock positions, are members of the sandwich generation or face other challenges, we focus on serving investors whose financial lives demand sophisticated, personalized support, including:

• Retirement planning
• Home financing (NMLS#620056)
• Banking Services from Bank of America, N.A.
• Investment management
• Education planning
• Long-term care
• Insurance solutions
• Estate planning strategies
• Philanthropic giving

Our most deeply held principle at Merrill Lynch Wealth Management is that clients come first, and our team is proud to be part of that tradition. To help you meet your financial objectives and build your wealth, we first listen to your personal goals and then offer approaches to achieve them. At Merrill, we have unparalleled resources that include extensive planning experience, financial strategies and state-of-the-art technology designed to streamline any financial picture. Let us put those resources to work for you.