FOCUSING ON EACH CLIENT

At Hayn & Associates, we believe that knowing you well is instrumental in how well we serve your needs. That’s why we take the time to fully comprehend and appreciate you – long before offering financial advice and guidance.

Establishing milestones — or stepping stones, as we prefer to say — is something we tackle together. Why? Because the right wealth management path for you includes meeting the challenges you face today and may face tomorrow. 

At the foundation of our planning-based approach is our recognition that your personal and financial goals are yours alone. Additionally, your preferences for working with us may be different from other clients. You may wish to talk often, or infrequently. Given a challenge, you may want to call us or meet at your kitchen table. We take no “cookie-cutter” approach, because we have no “cookie-cutter” clients.

As a “first call” for many clients, we are devoted to a highly professional and proactive standard of client care – one that is especially critical when your family issues take precedent. If something keeps you awake at night, we want to know the next morning. We take each your financial and emotional wellbeing personally – as if serving our own families.

In serving clients nationwide, we travel to ensure that distance doesn’t compromise our ability to act as high-caliber stewards of client wealth. In those meetings, we spend time talking about clients’ children – and our own – clients’ professions and passions. We also make time to review clients’ wills, health care proxies and other important documents.

Experience tells us that clients come to us for many reasons. Often, they’ve accumulated wealth, inherited wealth, or their kids have graduated and they’re looking toward a fulfilling retirement lifestyle. Other times, they realize that financial decisions are too time-consuming or challenging to handle on their own. We admire clients for their values and appreciate the value they see in us. We feel privileged to manage their assets, liabilities and expectations – as we would, yours.

SERVING MULTIPLE GENERATIONS

At Hayn & Associates, it’s natural for us to look at financial matters from a multi-generational perspective. Thanks in great part to this perspective, Frank Hayn, his daughter, Kelley Mack, and our other team professionals have come to serve two, three, and four generations of families – hardworking people who appreciate our multi-generational heritage and approach.  

To provide the depth and breadth of “family wealth” planning that each client deserves, we strive to understand the situations and ambitions of all stakeholders. From familial relationships with clients and open communications come strategies that include risk-managed investing, education and retirement planning, gifting, wealth transfer and more.

In addition to our ability to help creating lasting client wealth, our team’s ages align nicely with those of clients at each life stage. This bolsters our competency in exploring family dynamics. By hosting family meetings and retreats, we can gain a genuine sense of what drives clients’ ambitions and concerns. Additionally, we make it our business to help “the next generation” view the responsibilities and opportunities of family wealth.

To help clients enjoy tax efficiencies and benefit from effective wealth transfer strategies, we often work in concert with clients’ CPAs and attorneys. Contributing to the longtime satisfaction of client families is our readiness to call upon specialists at Merrill, Bank of America Private Bank, and Bank of America, N.A. Bringing the right people to the table offers clients a blend of sophistication, resourcefulness, and an extra measure of unbiased insight. 

Each of us feels proud to help clients pass along wealth and wisdom to the next generation. We welcome the opportunity to work with you, as well, to help satisfy the goals you set for yourself and those you love.

WHAT CLIENTS CAN EXPECT

At Hayn & Associates, we offer each client family what we call “a wealth of knowledge, know-how and know-you.” As our client, you can expect that we will:

• Look broadly and strategically at ways to put your wealth to work. Our 360-degree, planning-based often leads to highly customized and realistic portfolio, retirement, liability management, tax minimization and estate planning strategies. We also look for “missing pieces” that a previous advisor may have ignored – the need for long-term care insurance, as an example.

• Offer heartfelt assistance when you face life’s most difficult transitions – losing a spouse or other family member, going through divorce, or caring for an elderly parent or special needs child. We embrace our roles in supporting clients’ emotional health and physical wellness. 

• Build an open and trusted relationship with you, which we believe is essential to your financial comfort and success. We find that the lifelong bonds we form with clients result from listening, learning and committing ourselves to serving their best interests. We can also coordinate with your attorney, so that decisions are aligned with your overall strategy.

• Strive to “make money in good markets and earn it, in bad.” Before crafting your portfolio, we examine geo-political factors, interest rates, expectations for inflation, and utilize our firm’s exceptional research. We also explain our recommendations whether we address your concentrated positions, non-qualified stock options, restricted shares, or build your portfolio from scratch. In every case, we aim for tax efficiency, as it relates to your situation.

•Scrutinize and work to enhance both sides of your balance sheet. We provide ready access to residential, securities-based and commercial lending through specialists we know well at Bank of America, N.A.

• Continue to address the evolving complexities in your financial life. By helping to organize and optimize distinct areas of your financial picture, we can help you fulfill your vision of a life enriched by the people and passions you hold dear.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.


*Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2022 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.