The Oberlander Group

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The Oberlander Group

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Merrill Lynch
Wealth Management
Understanding your life priorities is an important part of how we work with the clients we serve. It’s not just about markets and returns, it’s about what matters most to you. We welcome the opportunity to show you how we can work together to create financial strategies designed around you, your goals and your aspirations.
Welcome

Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.

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Informed Guidance from Skilled Professionals

Many busy professionals come to us during their peak earning years. They often have had multiple investment experiences and need help in coordinating, consolidating and simplifying their complex financial lives today, and with an eye toward the future. The Oberlander Group can help you address and navigate your immediate and long-term wealth management concerns.

Focused Services For You

  • Retirement Planning Services. In concert with your tax professional, we can offer guidance on ways to structure your wealth for retirement, taking taxes and inflation into consideration. We can advise you on your cash and income-producing vehicles or distributions from a trust or retirement account.
  • Concentrated Stock Holdings. The thoughtful management of concentrated stock holdings can be essential to preserving wealth. We will work with you to develop a sound approach to managing your holdings based on your risk tolerance, your expectation for future growth, time horizon, liquidity needs and tax considerations.
  • Wealth Transfer Services. Working with specialists from Bank of America, and in coordination with your attorneys and accountants, we can help you develop an efficient strategy to transfer your legacy to your family. We can advise and guide you on trust investments, charitable giving, life insurance and other tactics to help you pass on your wealth the way you want.
  • Trust and Philanthropic Services Through Bank of America. Our team can access on your behalf trust management and philanthropic specialists from Bank of America. We can help coordinate the establishment and administration of a full range of personal trusts and philanthropic strategies, including charitable trusts and foundations.

A Disciplined Approach to Wealth Management

Our approach to wealth management begins with a thorough understanding of you—where you are now and where you want to be. Whether we're helping you with investments, structuring wealth transfer, streamlining your cash and debt management or managing retirement income streams, we strive to recommend investment and asset allocation strategies designed to help you actively pursue your goals, while respecting your unique tolerance for risk, your time horizons and liquidity needs.

You can expect:

  • Suitable investment strategies. Our team considers strategic asset allocation, broadly diversified holdings and close scrutiny of expenses in making portfolio recommendations.
  • Forward-thinking strategies and tactics that target your specific objectives. Merrill Lynch offers a broad, open architecture investment platform that allows us to suggest diverse allocations across several portfolio components, and to work with outside portfolio managers who bring specialized skills to a particular investment sector or approach.
  • Portfolio review and rebalancing. We carefully monitor your investments and track progress toward your financial goals. We may recommend rebalancing your portfolio annually, or as needed, to keep it in line with your investment objectives.

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Integrity. Continuity. Exceptional Service.

Through the many steps of your financial journey, our advice and guidance is developed with your best interests in mind. As your life and outlook evolve, you can rely on our resources and the breadth of our experience to help you meet new financial challenges as they unfold.

We believe clients value us as more than financial advisors. We can act as your central point of contact—coordinating the various aspects of your financial needs discreetly and efficiently. We offer advice and guidance, service and experience that allow us to focus on the individual, and tailor strategies specific to each client.

With every client interaction we strive to demonstrate integrity and build client engagement, and develop solid, long-term relationships based on mutual understanding, transparency and open communication. We believe affluent families, prestigious institutions and successful professionals seek us out because of our reputation and stay because of their experience with our team.

Recognition

Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.

Sharon F Oberlander

Forbes “Best-in-State Wealth Advisors”  2018-2019

Financial Times –“Top 400 Financial Advisers”  2013, 2014, 2017 and 2018

Forbes’ “America’s Top Women Wealth Advisors” 2018-2019

Barron’s “Top 100 Women Financial Advisors” 2006-2018

Barron’s Top 1,200 Financial Advisors in 2009-2019

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Kristen S Busciglio

Kristen S Busciglio

Senior Wealth Management Lending Officer NMLS # 559834

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    Monitoring changes in your life and to your goals
    Monitoring changes in your life and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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    Access to what you need, when you need it

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

    • Your advisor is never more than a click away within our site or mobile apps
    • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
    • Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

    *Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

    Let’s Have a Conversation

    We believe it’s important that you seek the advice and guidance of an experienced Merrill Lynch Wealth Management Advisor who can thoughtfully analyze your situation, identify strategies that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management strategy for the future.

    Why Merrill Lynch?

    As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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    We put you first, every day.
    Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

    Personalized advice from a dedicated financial advisor.

    Getting to know you is our primary goal.

    A comprehensive approach, built around your life’s priorities.

    Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

    Adjusting your plan as your life and the markets change.

    We will work to help you stay on track, regardless of what the markets are doing.