Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Brian J. Pappalardo
Senior Financial Advisor
B.J. began his career in financial services in 2000. In 2006, he began working at Merrill Lynch alongside his father, Brian, a veteran of the industry for nearly 50 years. Growing up in the business, a large number of his clients have known B.J. since he was very young. Many of these individuals have been with the team for more than three decades, and today those relationships span multiple generations of families. To B.J., the best part of his role as a financial advisor is developing deep, personal bonds with his clients and having a positive impact on their lives by helping them achieve their goals.
Over the past decades, B.J. has weathered both turbulent and booming markets and has learned that managing money requires a different mindset than in previous years. He helps clients remove the emotions associated with their finances so they can make smart decisions based on their needs and goals. By emphasizing a deliberate and conservative style to investing, he encourages clients to focus on long-term results rather than short-term market swings.
B.J. earned his bachelor’s degree from Western State College of Colorado in Gunnison. He and his wife, Julia, live in Crystal Lake, Illinois. Ice hockey has been a large part of B.J.’s life since he was a young boy and today he continues to play and coach his four children. When he’s not in the office or on the ice, B.J. enjoys gardening, cooking and traveling.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Western State College of Colorado
Our experts examine the forces that are changing the world – and how they may impact your life
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.