Tune out the noise: Wealth planning for the year ahead

Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.

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Evelyn Gasher, CDFA, CRPC

Assistant Vice President
Senior Financial Advisor
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Merrill Lynch
Wealth Management

Whatever your personal goals may be, I will work with you to develop a personalized financial approach designed to help you pursue what’s most important to you.

Profile

Evelyn Gasher began her career in the financial industry in 1979 and joined Merrill in January 2012.

With a Bachelor’s Degree in Finance - Concentration in Investments,  from Eastern Michigan University, Evelyn also has the following Registration & Licenses; and Designations: FINRA Series 7, General Securities Representative; FINRA Series 66, Uniform Combined State Law; Life and Health Insurance Licenses; the Chartered Retirement Planning Counselor designation - College for Financial Planning Institutes Corp; and the Certified Divorce Financial Analyst℠ (CDFA®) designation – Institute for Divorce Financial Analysts.

Evelyn brings incredible strength to the Financial Advisory process by having great listening skills, and truly caring. Evelyn understands the concerns that both women and men have for security, career advancement, balancing work/home life, and the dilemma of budgeting and saving for the future.

Today's busy world leaves little time for people to concentrate on their financial goals. Respecting one’s time and at the same time giving each individual the time they need to articulate their lifelong dreams and goals is very important to the team’s process of helping to meet those goals.

By speaking plain, everyday language, not industry jargon, Evelyn helps individuals, families and businesses to create a clear, actionable plan, that will be easy to follow. Education on the why of the recommended investments as well as the what. Coaching about goal attainment, which may include Retirement Planning, Insurance Planning, College Planning, Credit and Lending, Wealth Transition Planning, and Divorce Planning, is part of the process. Our team of professionals at both Merrill Lynch Wealth Management and Bank of America provides access to additional services in every aspect of a person’s life, for example, banking, estate planning services, and products that can insure you don’t outlive your money.

Communication is extremely important. Checking alignment to goals periodically, making changes as necessary, and meeting for review regularly are an integral part of the process along the road to successful planning.

Our goal is to have you in our world, not only for the rest of your life, but to continue your legacy through your beneficiaries' lives as well. We believe the best way to do that is to provide you with the very best service by understanding your wants, your needs and your goals, and by helping you to create a plan that is unique to you and your family that will help you live the life you always wanted to have.

Evelyn has two grown children, three grown stepchildren, and loves her Granddog, a MicroMini Goldendoodle named Olive.  Evelyn has been involved in many volunteer activities in her hometown North Barrington and the Barrington area, including Habitat for Humanity, Bataille Academie of the Danse, Sybaquay Girl Scouts, Bank of America Chicago Marathon, North Barrington School, Station Middle School and Barrington High School. Evelyn enjoys spending time with her family, also doing various sewing projects, often for community events, such as school plays, dance studio performances, the Boy Scouts and the children’s choir. Additionally, she enjoys bowling, skiing, traveling and enjoys walks in the beautiful forest preserves that can be found in Barrington area.

If you're curious how Evelyn might be able to support you and make your "someday" happen, feel free to reach out and schedule a complimentary 15 minute appointment by calling Evelyn at 224-239-3493 or Sandy Rubeck at 815-788-2410.


*Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

  • LANGUAGES

    English

  • EDUCATION

    Eastern Michigan University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Nicholas A. Beilfuss

Wealth Strategist

Merrill

Jeremy Michael Woods

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #112818

Joshua Webster

Wealth Management Banking Specialist

Merrill

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. I help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. My wealth management approach is about using wealth to help turn goals into reality.

Philosophy

I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, I will work with you to develop an approach designed to help address your financial needs.

Approach

I begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. Together, I can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, I help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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    #DigitalMerrill

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      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.