Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
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What do we believe sets Hammond, Drake, Bush & Associates apart from other wealth management teams? Consider the caliber of our team—our three financial advisors have extensive experience in developing financial, investing and wealth transfer strategies with families with substantial wealth. We understand complex portfolios, concentrated stock, equity compensation, business partnerships, family trusts and inherited wealth. In fact, whatever your financial outlook, chances are we've helped clients in similar situations.
As you look for a team to help you manage your wealth, please consider the service we offer people like you. Through our experience, we find that we fit a certain kind of client, and we may be just the team to help you and your family on your financial journey.
Our financial advisors are supported by three client associates hand-picked for their talent and service acumen. Everyone on our team seeks to offer you an exceptional client service experience. We want our team to be the people you call first in a moment of need or decision making.
In helping you manage your wealth, we strive to analyze the many aspects of your financial world: your sources of income, expenses, present portfolios, insurance, retirement and tax-deferred assets. From there, we want to have conversations about your goals—what you'd like to pursue personally and professionally, in the short and long term. Our aim is to use this learning to help you develop customized strategies for handling your assets now and smartly targeting your future objectives. From experience, we know that if we can help the various components of your financial life function more smoothly, in a coordinated fashion, then we can help you move steadily toward your goals. In particular, moving wealth among family members demands insightful management perspectives and distinct skills.
While it's important for us to help you grow and preserve your wealth, it's just as important for us to understand where you want it to take you. We do this by keeping up with the events of your life and how these events are affecting the things you value most. We also sit down with you to map out the known milestones and real-world concerns that can affect your family and finances in the coming months and years.
At Hammond, Drake, Bush & Associates, we approach investing by evaluating your present financial outlook and considering various investing pathways that make sense for your goals. Most clients have multiple objectives throughout their lives, so we help you structure the allocation of your investments into distinct components targeting these goals. Broadly categorized, these components are usually focused on the chronology of your financial journey.
Our team uses a disciplined process to evaluate your present portfolio and recommend changes and future allocations.
Start with "Why?"
Clients often have multiple portfolios built up over many years and may have holdings that no longer fit in their present outlook. Our challenge is to look at each security, ask, "Why is this asset in the portfolio? What purpose does it serve? How will it affect and mesh with the new investment structure we recommend?" Then we help you answer those questions with strategy.
Whether we help you manage all or a portion of your wealth, we engage in highly detailed investment analysis to identify key opportunities, optimal timetables and responses to various market and economic factors. We also use highly sophisticated asset allocation models that consider an extensive range of investment options in seeking to help you pursue your goals.
Investment risk is just one component of your portfolio. There may be risks associated with taxes, interest rates, currency fluctuations, opportunity costs and other exposures. We seek to understand your tolerance for risk and make clear the proper places for and level of risk in your portfolio.
Hammond, Drake, Bush & Associates is privileged to help manage wealth with families throughout Chicago and in other areas across the country. In these families, hard work and enterprise continue with each generation. Over the decades, they've been smart about accumulating wealth, and can call on us for experienced advice and guidance to help them preserve it. We know these people—they are our friends, our neighbors, the people who use their resources to build and uphold communities in any number of quiet ways.
We care about the same things they do, and we use our experience and skills to help clients develop financial strategies customized for them.
Affluent families have needs that go beyond ordinary. From where they live, to where they learn, to how they plan their lives, they operate at a different level. We strive to deliver the exceptional skill, focus and responsiveness clients demand and deserve.
Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.