Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
I focus on addressing the investing and fiduciary responsibilities of institutions as well as the wealth management needs of individuals and families. I work closely with clients to determine their needs so that we can craft customized financial strategies to help them pursue their goals.
Tim Womack has been in the financial services industry since 1993 and joined Merrill Lynch Wealth Management in 2013. His focus is on providing customized investment strategies for executives, high net worth individuals and retirees. He and his team also work with business owners for whom they provide 401(K) and pension plans, succession strategies and insurance planning advice. Tim has built his service model on the importance of using sound judgement, objective advice, hard work and integrity in assisting his clients to work toward their financial goals.
He spent a good portion of his financial career on the front lines, trading in the derivative markets at the Chicago Mercantile Exchange and the Chicago Board Options Exchange. A successful profession of putting his own capital at risk across multiple asset classes gives Tim a unique perspective. His understanding of risk and it's role in asset allocation is critical in structuring optimal portfolios to suit his clients' needs.
An important aspect of Tim's process is before he makes a single recommendation he seeks to understand his clients' personal and financial circumstances in full. This knowledge enables him to develop a personal relationship with each individual, family, or business owner and create a strategy that is capable of evolving as each client's circumstances change. As a result, he recommends investment strategies that are simultaneously integrated and flexible, reflecting each client's long term goals, risk tolerance, time horizon, liquidity needs, income-tax considerations, and overall investment allocation.
Tim is a 1991 graduate of Michigan State University, with a B.S. in Finance and an emphasis on investments. He carries the CERTIFIED FINANCIAL PLANNER™ certification awarded in the U.S. by the Certified Financial Planner Board of Standards Inc. and holds the Chartered Retirement Planning Counselor (CRPC®) designation, awarded by the College for Financial Planning. Tim is also licensed as an agent for life and health insurance in the state of Illinois, as well as a State-Licensed Mortgage Loan Originator (NLMS ID: 1170710). He and wife, Betsy, live in Winnetka, Illinois with their two daughters, Reese and Molly
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Asset allocation does not ensure profit or protect against loss in declining markets.
*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER in the U.S.
*CRPC® and Chartered Retirement Planning Counselor are registered service marks of the College for Financial Planning.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Michigan State University
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.