Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Ramsay joined Merrill Lynch in 2007 after 2 years with A.G. Ewards and Sons. As a Merrill Lynch Financial Advisor, Ramsay's goal is to be the very best in his field by working with families, individual investors and business owners in the development of their long-term financial strategies. Ramsay devotes a great deal of time and attention to his local church, where he serves as a Sub-Deacon. He has also served as President of the Board of Directors, treasurer and Senior Warden. He previously served on the Board of Trustees for the Anglican Diocese of Quincy and is also the Vice-President of the Board of Directors for Horizons Social Services of Adams County. Ramsay enjoys spending time with his wife Heidi and their two children, Elaina and Will.
Having access to an array of specialist, Ramsay advises clients on wealth accumulation, preservation and transfer through the creation of individually customized wealth management strategies utilizing a defined process. This process includes portfolio development, education planning, liability management, and asset preservation with a specific emphasis on helping to assure a lifetime retirement income stream. Ramsay knows the accumulation and preservation of wealth present different challenges and opportunities to each of the clients with whom he works. Each family and business owner has unique financial circumstances requiring individualized attention. Ramsay works closely with each clients' other trusted advisors including attorneys and accountants to address his clients' trust, philanthropic and estate issues-including wealth transfer strategies-to truly be an "essential resource".
Ramsay follows the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives his interest in spending time volunteering with organizations in the community.
Quincy High School
We along with your tax professional can help you understand how it might affect your investment strategy
Supported by the global resources of Merrill Lynch, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
External MSG Specialist
Wealth Management Banking Specialist
Wealth Management Lending Officer NMLS # 1546693
We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.