Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

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Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

Watch now

Merrill Lynch

The Rosencrans Group

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Merrill Lynch
Wealth Management

The Rosencrans Group strives to always provide a world-class wealth planning experience. We understand that life can be complex at times - and that your unique financial situation, the markets, and investment environment are constantly changing. We're here to make things simple. We connect all the pieces of your financial affairs and tailor a custom approach that will help you take control of your financial future.
The Rosencrans Group

The Rosencrans Group is a family wealth advisory team based in Schaumburg, Illinois. Founded by lead Advisor, Jeffrey Rosencrans, in 1985, we've provided comprehensive wealth management services to individuals and families for thirty-seven years and counting.

Speak to us for a few minutes, and you'll notice something different about our team. As a family team of Advisors, we take pride in our ability to connect deeply with the family sitting across the table. Communication, attention to detail, and discipline are the core tenants of our service model.

We are hyper-focused on helping you make the most of your financial life in alignment with your values and priorities. Our well-organized investment process will help provide you with confidence as we guide your through your financial journey.

How are we different?

Team Service Model

It is not uncommon in our industry that a client is serviced by a single Advisor and Client Associate. This can lead to service challenges. To combat this, we use a team approach. Every Rosencrans Group client has a lead Financial Advisor who serves as their primary point of contact to address their needs. Additionally, they have access to all team and firm resources, which includes three Advisors (Jeff, John, and Erik), three Client Associates (Anum, Shana, and Sumita), a personal Bank of America Banking Specialist, a Bank of America Lending Officer, a Bank of America Private Bank Wealth Strategist, and an Insurance Strategist. We want to ensure the best possible end-to-end care for our clients.

 

Disciplined Investment Process & Comprehensive Wealth Management

We guide rational and opportunistic investment decisions using a dynamic asset allocation framework unique to every client based on their goals, risk tolerance, time horizon and unique circumstances. This disciplined framework helps us objectively view opportunities for rebalancing during the inevitable ups and downs of the market.

Planning is the at the core of our long-term financial strategy, and we leverage our proprietary Personal Wealth Analysis™ software that offers an ongoing, comprehensive view of your financial picture to help provide maximum confidence in the pursuit of your goals. We refresh client financial strategies every year and before major milestone life occurrences.

Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all the pieces of their financial lives in one place.

 

Hyper-focus on Tax Minimization

We believe a critical part of a successful long-term financial strategy is ongoing tax minimization initiatives. This may come in the form of voluntary IRA distributions, Roth conversions, tax-loss harvesting, and a tax-efficient asset allocation structure within the portfolio. While we cannot legally provide specific tax advice as we are not CPAs, we have extensive knowledge of the tax code and will collaborate with your accountant to execute a custom plan for you.

Our Services

We can provide you guidance on many financial decisions you may encounter throughout life. Some broad examples include retirement planning, managing large liquidity events, such as an inheritance or company sale windfall, strategizing on college funding, legacy planning for children or charities, and managing concentrated stock positions. There's no cost for a consultation - we're here to help.

 

Services we offer include:

  • Investing & Portfolio Management
  • Retirement Planning
  • Small Business Planning
  • Tax Minimization
  • Cash Management
  • Legacy Planning
  • Estate Planning
  • Banking & Lending offered through Bank of America

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Jeffrey J Rosencrans

Forbes "Best-in-State Wealth Advisors" 2018-2022
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

John Rosencrans

Forbes "Top Next-Generation Wealth Advisors" 2022
Published on August 3, 2022. Rankings based on data as of March 31, 2022.

Meet Our Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Lyn Shepard

Wealth Management Banking Specialist

Merrill

Mara Bentz

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #1537552

Nicholas A. Beilfuss

Wealth Strategist

Merrill

Upcoming Events

Taking Control of Your Retirement

Skokie, IL

February 28th, 2023|6:30 PM CST

The Rosencrans Group is hosting an educational dinner seminar presented by Jeffrey Rosencrans, Managing Director & Wealth Management Advisor, and John Rosencrans, Senior Vice President & Financial Advisor. In this seminar, we'll talk about one of the most life-altering financial turning points each of us will experience - the transition to retirement - and the challenges and risks associated with it, as well as some potential solutions for building a portfolio to support your goals.

  • Dinner

For more information: 847.605.4472 or erik.rosencrans@ml.com

Taking Control of Your Retirement

Skokie, IL

March 2nd, 2023|6:30 PM CST

The Rosencrans Group is hosting an educational dinner seminar presented by Jeffrey Rosencrans, Managing Director & Wealth Management Advisor, and John Rosencrans, Senior Vice President & Financial Advisor. In this seminar, we'll talk about one of the most life-altering financial turning points each of us will experience - the transition to retirement - and the challenges and risks associated with it, as well as some potential solutions for building a portfolio to support your goals.

  • Dinner
  • Beverages

For more information: 847.605.4472 or erik.rosencrans@ml.com

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.