Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
- Insurance3
We chose to be part of the financial services industry to help others. This passion to help stems from collective experience and the financial challenges we or our friends or families have experienced in the past. As witnesses to challenges faced by important people in our lives, we recognized the need for a professional and caring team to help others realize the life they want. Our purpose is to help others define their goals, establish a wealth management approach centered on their priorities and then help them manage the inevitable changes in life.
We believe it is important that you take positive steps toward your financial future, and that means getting more than just investment advice. We take the time to get to know you and your family, your financial situation and what matters most to you. Using an understanding of your life and priorities as a foundation, we can work with you to build a goals-based financial approach.
Working with us means working with advisors truly dedicated to your success. Our approach is simple, transparent and supported by thoughtful investment guidance.
We believe clients realize the full value of our relationship, including:
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.
We can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We’ll start by getting to know you and how you feel about the following seven life priorities.:
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
The Sterner Group is a group of professionals that were attracted to each other because of shared belief in honesty, compassion, knowledge, and trustworthiness. We are committed to meeting the needs of our clients through straightforward, empathetic adherence to principled values. We serve people who see the world as we do. Our role is to be a companion and a guide to those who have entrusted us, not only with their wealth, but also with their life and legacy. The purpose of our business practice is to enhance the lives of our clients while ensuring that their assets make an impact on the causes that they are passionate about.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Merrill Lynch
ISG Portfolio Strategist
Merrill Lynch
AI Specialist
Merrill Lynch
January 22nd, 2021|4:00 PM - 4:15 PM CST
Join us every Friday at 4:00 pm CST for “The Friday 15.” We’ll cut through the week’s noise and give you everything you need to know about the markets and the economy, as well as a tip or two that will add value to your life.
Please contact Marta Soltys at 847-605-4440 by phone or email: marta.soltys@ml.com on how to join the call.
January 29th, 2021|4:00 PM - 4:15 PM CST
Join us every Friday at 4:00 pm CST for “The Friday 15.” We’ll cut through the week’s noise and give you everything you need to know about the markets and the economy, as well as a tip or two that will add value to your life.
Please contact Marta Soltys at 847-605-4440 by phone or email: marta.soltys@ml.com on how to join the call.
January 8th, 2021|4:00 PM - 4:15 PM CST
Join us every Friday at 4:00 pm CST for “The Friday 15.” We’ll cut through the week’s noise and give you everything you need to know about the markets and the economy, as well as a tip or two that will add value to your life.
Please contact Marta Soltys at 847-605-4440 by phone or email: marta.soltys@ml.com on how to join the call.
January 15th, 2021|4:00 PM - 4:15 PM CST
Join us every Friday at 4:00 pm CST for “The Friday 15.” We’ll cut through the week’s noise and give you everything you need to know about the markets and the economy, as well as a tip or two that will add value to your life.
Please contact Marta Soltys at 847-605-4440 by phone or email: marta.soltys@ml.com on how to join the call.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day. |
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