Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

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Hofstrand, Boyd, Copeland, Rajaguru & Associates

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Whatever your personal goals may be, we will work with you to develop a personalized financial approach designed to help you pursue what’s most important to you.

About Us

Mission

We care deeply about our clients and the important work they do to make a positive difference in people’s lives, and we are dedicated and focused on creating investment strategies to support that work today and into the future.

Approach

Your role as a plan sponsor is more challenging than ever, and it’s not something to face alone. Managing benefits today requires fresh thinking, sharp insights and clear lines of sight. Working directly with CFOs, human resource and benefit professionals, company owners and employees, we provide knowledgeable high-touch service. From plan creation to plan implementation and management, from plan investment strategies and access to co-fiduciary services to employee education — we’re there every step of the journey working toward better plan outcomes and brighter financial futures.

Additional Resources

Hofstrand, Boyd, Copeland, Rajaguru & Associates is supported by talented specialists who have experience working with institutions and share a strong commitment to guiding investment programs and strategic decision making.

Bobbi Schroeder

Bobbi Schroeder

Wealth Management Banking Specialist

Merrill

Michael R. McMorris

Michael R. McMorris

Employee Benefits Specialist

Bank of America, N.A.

Sally Stresnak

Sally Stresnak

Employee Benefits Specialist

Bank of America, N.A.

Institutional Consulting

As a Bank of America Global Institutional Consultant, Hofstrand, Boyd, Copeland, Rajaguru & Associates is among a select group of highly qualified and credentialed consultants who can provide the in-depth knowledge and customized service and assistance institutional investors need to navigate today’s financial landscape and be responsive to evolving market trends.

Meet the Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Solutions for Institutions

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And More

Beyond our experience, we offer access to the deep intellectual capital and broad capabilities of Bank of America Corporation and its affiliates. If we identify a need we can’t service ourselves, we can connect you with the people and resources to help you. Through our network of advisors, we strive to deliver strategies to help you manage the day-to-day and long-term responsibilities required in pursuing your institution’s goals. As we work together to address your evolving needs, we can help make the broad capabilities of Bank of America Corporation feel more accessible.

    Solutions for Individuals

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    Philosophy

    We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, we will work with you to develop an approach designed to help address your financial needs.

    Approach

    We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.

    Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

    Capabilities

    Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

    Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

    Understanding your goals and priorities

    Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

    Join us

    Let’s Have a Conversation

    There is no substitute for a one-on-one relationship with a Merrill financial advisor committed to your needs.