Women’s superpower: Investing

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Ilya Dayter, AAMS

Vice President
Resident Director
Retirement Accredited Financial Advisor
Learn more about an advisor's background on
FINRA's BrokerCheck

Merrill Lynch
Wealth Management

As your Merrill advisor, the focus in working with you is to connect all aspects of your financial life to help you prioritize and pursue the goals that matter most to you.

Profile

Ilya Dayter is a Vice President and Financial Advisor with Merrill Lynch Wealth Management in Green Bay, Wisconsin. Drawing on his years of financial service experience, he serves the wealth management needs of clients across the country, including business owners, entrepreneurs in the tech industry, corporate executives, and hardworking “millionaires next door” who have sacrificed and saved.

 

In light of his military background, Ilya has always derived a strong sense of purpose in his service to others. Everything he does begins and ends with you. His wealth management process is ongoing, and it begins with a conversation to discuss your goals, values, and objectives. Where are you financially? Where do you hope to be in the future? What are your hopes and fears? What might be preventing you from achieving your goals?

 

Ilya also strives to know you as a person. Perhaps your life demands an extra measure of financial advice and attention (following a divorce, the loss of a spouse, the sale of a business, or an inheritance). Or maybe you are financially astute without the time or desire to manage your wealth alone. Once he learns as much as he possibly can about you, your assets, your liabilities and how your portfolio is currently structured, Ilya can help develop thoughtful wealth management strategies that take into consideration the answers to these and other questions. 

 

A notable strength of Ilya’s practice is his ability to complement and work seamlessly with your circle of advisors, including your accountants, legal advisors, and other professionals to help integrate the various aspects of your financial life—such as tax management, trust, and wealth transfer planning—into a seamless whole.

 

Prior to starting his financial services career, Ilya served in the United States Air Force. In addition to being a veteran of Operation Enduring Freedom and Operation Iraqi Freedom, he was assigned to the Theater Information Operations Group in Texas and sat on the base negotiations deal as an Air Force Coalition Coordinator in Kyrgyzstan. He also helped secure an Innovative Infrastructure Development Program partnership between the Higher School of Economics and the University of Texas at Austin.

 

Ilya earned his Bachelor’s degree from Chapman University in Orange, California, and holds the Accredited Asset Management Specialist (AAMS®) designation. He currently sits on the Police and Fire Commission for the Village of Howard. Additionally, Ilya is the past president of the Howard Suamico Business & Professional Association, a member of the Northeast Wisconsin Veteran’s Alliance, and a member of the Bank of America Military Support & Assistance Group.

 

Originally from Eastern Europe, Ilya immigrated to Northern California in 1991. Today, he and his wife are raising their two children in Green Bay, Wisconsin. In his spare time, he enjoys traveling, spending time with his family, playing golf and tennis, cooking and gardening.

 

  • LANGUAGES

    Russian & English

  • EDUCATION

    Chapman University

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Brenda Dolan

Wealth Strategies Advisor

Bank of America, N.A.

Kenya Owens

Wealth Management Banking Specialist

Merrill

Michael Dunavant

Employee Benefits Specialist

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you’d like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Philosophy

I believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, I will work with you to develop an approach designed to help address your financial needs.

Approach

Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, I start by listening to learn more about you and your family.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you’re planning your retirement, saving to buy a home or funding a child’s education, the process begins by getting to know you and how you feel about the following:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.